Welcome to 2015, the year of your financial priorities

Welcome to 2015 and all that goes along with it. As we all get back to work, perhaps we should pause for a bit to tidy up our personal insurance. Here is a quick list to consider:

Confirm that all family members are listed on your health insurance.

Confirm that the current mortgage company is listed on your homeowners insurance policy.

Make sure your homeowners Insurance policy coverage A (dwelling amount) seems reasonable and current.

Confirm that any revocable and non-revocable trusts that have are listed on your homeowners insurance policy.

Check to make sure that any businesses (main businesses or side businesses) are covered either on your homeowners insurance policy or a separate policy.

Consider adding a bit more term life insurance to your portfolio.

Review how much uninsured motorist coverage you have on your auto insurance.

Schedule an insurance review with your agent or broker.

Approximately every three years, have your home, auto, and umbrella policies rebid by either multiple captive agents or an independent insurance broker.

There you have it, not a complete list, but a great start for the new year.

Happy New Year!