Life insurance with Living Benefits, Fixed Indexed Annuities

Right Time Financial

I specialize in working with individuals, families and businesses to set future goals and put retirement solutions in place. I have products that offer living benefits (the new life insurance) which gives my clients access to their death benefit without dying. People are living longer and surviving critical illnesses at a much higher rate these days. This allows them to outlive their retirement funds. Also, fixed indexed annuities that you can roll your 401k into and not have to worry about stock market losses. Ask about our products for youth that have tax free benefits that are less restrictive than the 529 plan. My services are free and I encourage any questions you may have.

Alameda County

Fernando Haro

Bay Area

Castro Valley

California

I specialize in working with individuals, families and businesses to set future goals and put retirement solutions in place. I have products that...

Coastline Christian Schools

Coastline Christian Schools in Alameda is a private preschool–8th grade school that partners with families to nurture students academically, spiritually, socially, and emotionally in a Christ-centered environment. With dedicated teachers, small class sizes, and a focus on individualized learning, CCS helps each child reach their potential while building strong character and faith. Students are enriched through STEM, athletics, arts, class trips, and community events, developing compassion, resilience, innovation, and leadership. At Coastline, families are welcomed into a warm, supportive community where students are known, cared for, and prepared to thrive.

Alameda

Coastline Christian Schools in Alameda is a private preschool–8th grade school that partners with families to nurture students academically,...

5100 Hopyard Rd Pleasanton, CA 94588 (925) 847-9100 <a href="http://www.blackbeardiner.com" rel="nofollow" target="_blank">www.blackbeardiner.com</a> Opening November 2013!

Black Bear Diner of Pleasanton

Local Voices

San Leandro

Union City

Contra Costa County

Michael Wittner

San Ramon

Dublin

Danville

Pleasanton

Piedmont

Angela Woodall

Lamorinda

Newark

Hayward

Moreau Catholic High School presents the hit musical, Urinetown! In a Gotham-like city, a terrible water shortage, caused by a...

Urinetown: The Musical

Sonoma County

Petaluma

Celebrate “America’s Birthday – Petaluma Style” at one of Sonoma County’s most beloved small-town traditions.
Plan a spring...

Historic Petaluma Hosts 43rd Butter & Egg Days Parade & Festival

You’re invited to experience Coastline Christian Schools in Alameda at our upcoming Open House! Discover what makes Coastline a...

You're Invited: Coastline Open House

By the end of this hands-on class, you'll have the knowledge and tools to plant and maintain your own sustainable, water...

Edible Gardening Hands-On Workshop

Livermore

Help support local Elks community programs at this fundraiser "horseless" horse racing event!  Participants receive play money...

Evening At The Races, Presented by Livermore Pleasanton Elks #2117

🌱 Patch AM: Castro Valley’s Dominic Bolender...

And check out Urinetown: The Musical on the Castro Valley Patch calendar

🌱 Patch AM: Castro Valley’s Dominic Bolender earns elite spot on Bay Area soccer team

Community Corner

San Francisco County

San Francisco

Chainsaw Wielding Driver Snarls Traffic | Guy...

ALSO: Driver mowed down 74-year-old man after argument: DA; 1 arrested on suspicion of child exploitation; Anonymous school threat.

Chainsaw Wielding Driver Snarls Traffic | Guy Fieri Faces Backlash | Toddler Overdoses: Patch PM

🌱 Patch AM: Why Castro Valley ranks among the...

Coming up on the Castro Valley Patch calendar: Urinetown: The Musical

🌱 Patch AM: Why Castro Valley ranks among the toughest places to launch a business

🌱 Patch AM: How August’s special election could...

Coming up: Urinetown: The Musical on the Castro Valley Patch calendar

🌱 Patch AM: How August’s special election could reshape Castro Valley’s voice in Congress

🌱 Patch AM: How will Swalwell’s sudden...

Also check out Urinetown: The Musical on the Castro Valley Patch calendar

🌱 Patch AM: How will Swalwell’s sudden resignation affect Castro Valley’s voice in Congress?

Who Wants A Paella Pan After Seeing This...

At least one Castro Valley backyard kitchen includes a dedicated propane paella stove. 

Who Wants A Paella Pan After Seeing This Glorious Dish?

Where To Go Horseback Riding In The East Bay

East Bay Regional Parks have hundreds of miles of trails open to riders along with arenas, boarding, lessons and day camps.

Trader Joe's 2024 Favorites List: All New Winners

Take a look at the annual list of the Customer Choice Awards winners and the runners-up in each category, released in January 2024.

Nearby Communities

State Edition

National Edition

Local Voices

Black Bear Diner of Pleasanton

Celina Ghaben, Neighbor

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