Life insurance with Living Benefits, Fixed Indexed Annuities

Right Time Financial

I specialize in working with individuals, families and businesses to set future goals and put retirement solutions in place. I have products that offer living benefits (the new life insurance) which gives my clients access to their death benefit without dying. People are living longer and surviving critical illnesses at a much higher rate these days. This allows them to outlive their retirement funds. Also, fixed indexed annuities that you can roll your 401k into and not have to worry about stock market losses. Ask about our products for youth that have tax free benefits that are less restrictive than the 529 plan. My services are free and I encourage any questions you may have.

Alameda County

Fernando Haro

Bay Area

Castro Valley

California

I specialize in working with individuals, families and businesses to set future goals and put retirement solutions in place. I have products that...

Shopping with a Purpose: Good Deals for a Great Cause

Shepherd's Gate New Life Thrift Store

Give Your Unused Things New Life at Shepherd’s Gate New Life Thrift Store! Your donations of gently used clothing, shoes or household items to the Shepherd’s Gate New Life Thrift Store in Livermore will do more than make room in your home — you’re giving those items a second chance to be useful and meaningful. The women and children who come to Shepherd’s Gate are seeking to start a new life. They are able shop for free at the thrift store for clothes for job interviews and school as well as items to furnish a new place to live after graduation. Proceeds from the thrift store directly support the women and children at Shepherd’s Gate by providing care, safety, education and encouragement as they rebuild their lives. For more information, visit us online at shepherdsgate.org/thrift-store

Michael Wittner

Livermore

Give Your Unused Things New Life at Shepherd’s Gate New Life Thrift Store! Your donations of gently used clothing, shoes or household items to the...

Coastline Christian Schools

Coastline Christian Schools in Alameda is a private preschool–8th grade school that partners with families to nurture students academically, spiritually, socially, and emotionally in a Christ-centered environment. With dedicated teachers, small class sizes, and a focus on individualized learning, CCS helps each child reach their potential while building strong character and faith. Students are enriched through STEM, athletics, arts, class trips, and community events, developing compassion, resilience, innovation, and leadership. At Coastline, families are welcomed into a warm, supportive community where students are known, cared for, and prepared to thrive.

Alameda

Coastline Christian Schools in Alameda is a private preschool–8th grade school that partners with families to nurture students academically,...

Summer Special: Get 4 weeks of unlimited classes for $59! 🔥

Jazzercise Danville San Ramon Fitness Center

Our new customer offer is hotter than ever! For a limited time, buy 2 weeks and get two extra weeks FREE. 🔥 4 weeks for $59 🔥 Unlimited workouts 🔥 Built-in motivation Ready to make this the ultimate feel-good, feel-STRONG summer? Love your workout! Our classes combine strength training and cardio set to great music for real results. Join our supportive community today for a stronger tomorrow!

Contra Costa County

Danville

Our new customer offer is hotter than ever! For a limited time, buy 2 weeks and get two extra weeks FREE. 🔥 4 weeks for $59 🔥 Unlimited workouts 🔥...

<a href="https://www.cv.k12.ca.us/apps/news/article/1225158" rel="noopener nofollow" target="_blank">Press release from the Castro Valley Unified School District:</a> Great spirit displayed by school principals in Castro Valley during COVID-19, working hard to support their students and staff. <figure data-aspectratio="16:9"><iframe src allowfullscreen data-aspectratio="16:9" data-originalheight="315" data-originalwidth="100%" data-src="https://www.youtube.com/embed/QnoR5bWaem8"></iframe></figure> This press release was produced by <a href="https://www.cv.k12.ca.us" rel="noopener nofollow" target="_blank">the Castro Valley Unified School District</a>. The views expressed here are the author's own.

<a href="https://www.cv.k12.ca.us/apps/news/article/1225158" rel="noopener nofollow" target="_blank">Press release from the Castro Valley Unified School District:</a>

Great spirit displayed by school principals in Castro Valley during COVID-19, working hard to support their students and staff. <figure data-aspectratio="16:9"><iframe src allowfullscreen data-aspectratio="16:9" data-originalheight="315" data-originalwidth="100%" data-src="https://www.youtube.com/embed/QnoR5bWaem8"></iframe></figure> This press release was produced by <a href="https://www.cv.k12.ca.us" rel="noopener nofollow" target="_blank">the Castro Valley Unified School District</a>. The views expressed here are the author’s own.

Castro Valley:  The Staff Appreciation By CVUSD 

Great spirit displayed by school principals in Castro Valley during COVID-19, working hard to support their students and staff.

Castro Valley: View The Staff Appreciation Video By CVUSD Prek-5 Principals!

Community Corner

San Leandro

Union City

San Ramon

Dublin

Pleasanton

Piedmont

Angela Woodall

Lamorinda

Newark

Transfiguration Church Hall

Experience an elegant evening featuring a curated wine tasting flight by TwiningVine Estate Winery and a live performance by In Full Swing!, a 18-member big band. All proceeds from this $35 event go to support Transfiguration St. Vincent de Paul in aiding the needy in Castro Valley.Contact <a href="mailto:TransfigurationEvents@gmail.com">TransfigurationEvents@gmail.com</a>

Local Event: A Girl's Night Out for A Great Cause!

A Girl's Night Out for A Great Cause!

Experience an elegant evening featuring a curated wine tasting flight by TwiningVine Estate Winery and a live performance by In...

Illusive Comics & Games, LLC

This Sunday, come visit the largest and friendliest Comic Book Shop in the Bay Area! This woman founded and owned shop is a space that welcomes all and has done so since 2007. Everyone will get a gift! We'll also have a Back Issue Comic Sale, and you can sit in our Event Area and play games from our Boardgame Library with your friends!

Local Event: Illusive Comics' 19th Anniversary Event

Santa Clara County

Campbell

Illusive Comics' 19th Anniversary Event

This Sunday, come visit the largest and friendliest Comic Book Shop in the Bay Area! This woman founded and owned shop is a...

Celebrate 117 years of the San Leandro Cherry Festival on June 6th! Start your day at 10 AM at the San Leandro Cherry Parade and cheer on your community as they make their way down E. 14th Street in festive floats, classic cars, and creative costumes.Then, head over to the FREE festival for live music, live music on the main stage, a vendor market with over 150 booths, the fresh cherry market, the family fun zone, a car show, and more!Get in step at the Main Stage with the dynamic funk band Farenhyte5150. Dance into the afternoon with Conjunto Karabali, featuring Mike Spiro and 14x Grammy Award-winning Santana Percussionist Karl Perazzo. End your 2026 Cherry Festival experience to the music of the legendary Bay Area band The Purple Ones - Insatiable Tribute to Prince!

Local Event: San Leandro Cherry Festival & Parade

San Leandro Cherry Festival & Parade

Celebrate 117 years of the San Leandro Cherry Festival on June 6th! Start your day at 10 AM at the San Leandro Cherry Parade...

🌱 Patch AM: Have information about a 1994...

Also check out A Girl's Night Out for A Great Cause! on the Castro Valley Patch calendar

🌱 Patch AM: Have information about a 1994 Castro Valley killing? Here’s who to call.

San Francisco County

San Francisco

Baby's Mysterious Death | Victims Confront ...

ALSO: Teen accused of DUI crashes, fatal hit-and-run, SF chain snatching, police officer filmed beating teen, naval base turned into housing

Baby's Mysterious Death | Victims Confront 'Party Mom' | Ex-BART Car Converted To Pizza Shop: Patch PM

San Mateo County

Menlo Park-Atherton

Police Chase Ends In Bay Area Bridge Crash,...

A pursuit that began after a suspect fled from officers spilled onto the bridge, where a police vehicle collided with another car. 

Police Chase Ends In Bay Area Bridge Crash, Snarling Traffic For Miles: Report

Crime & Safety

Napa County

Napa Valley

New Videos Intensify Complaints Against Officer...

The community is demanding answers as a new video deepens scrutiny of a Bay Area police officer reassigned after beating a 16-year-old. 

New Videos Intensify Complaints Against Officer Filmed Beating Teen: Report

Bay Area School Aide Sent 'Harmful' Sexual...

Police are asking for additional victims to come forward in the investigation of a man accused of using his school position to target kids.

Bay Area School Aide Sent 'Harmful' Sexual Material To Student: Police

Who Wants A Paella Pan After Seeing This...

At least one Castro Valley backyard kitchen includes a dedicated propane paella stove. 

Who Wants A Paella Pan After Seeing This Glorious Dish?

Where To Go Horseback Riding In The East Bay

East Bay Regional Parks have hundreds of miles of trails open to riders along with arenas, boarding, lessons and day camps.

Trader Joe's 2024 Favorites List: All New Winners

Take a look at the annual list of the Customer Choice Awards winners and the runners-up in each category, released in January 2024.

Nearby Communities

State Edition

National Edition

Community Corner

Castro Valley: View The Staff Appreciation Video By CVUSD Prek-5 Principals!

Great spirit displayed by school principals in Castro Valley during COVID-19, working hard to support their students and staff.

Press Release Desk, News Partner

Find out what's happening in Castro Valleyfor free with the latest updates from Patch.

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