Life insurance with Living Benefits, Fixed Indexed Annuities

Right Time Financial

I specialize in working with individuals, families and businesses to set future goals and put retirement solutions in place. I have products that offer living benefits (the new life insurance) which gives my clients access to their death benefit without dying. People are living longer and surviving critical illnesses at a much higher rate these days. This allows them to outlive their retirement funds. Also, fixed indexed annuities that you can roll your 401k into and not have to worry about stock market losses. Ask about our products for youth that have tax free benefits that are less restrictive than the 529 plan. My services are free and I encourage any questions you may have.

Alameda County

Fernando Haro

Bay Area

Castro Valley

California

I specialize in working with individuals, families and businesses to set future goals and put retirement solutions in place. I have products that...

Shopping with a Purpose: Good Deals for a Great Cause

Shepherd's Gate New Life Thrift Store

Give Your Unused Things New Life at Shepherd’s Gate New Life Thrift Store! Your donations of gently used clothing, shoes or household items to the Shepherd’s Gate New Life Thrift Store in Livermore will do more than make room in your home — you’re giving those items a second chance to be useful and meaningful. The women and children who come to Shepherd’s Gate are seeking to start a new life. They are able shop for free at the thrift store for clothes for job interviews and school as well as items to furnish a new place to live after graduation. Proceeds from the thrift store directly support the women and children at Shepherd’s Gate by providing care, safety, education and encouragement as they rebuild their lives. For more information, visit us online at shepherdsgate.org/thrift-store

Michael Wittner

Livermore

Give Your Unused Things New Life at Shepherd’s Gate New Life Thrift Store! Your donations of gently used clothing, shoes or household items to the...

Coastline Christian Schools

Coastline Christian Schools in Alameda is a private preschool–8th grade school that partners with families to nurture students academically, spiritually, socially, and emotionally in a Christ-centered environment. With dedicated teachers, small class sizes, and a focus on individualized learning, CCS helps each child reach their potential while building strong character and faith. Students are enriched through STEM, athletics, arts, class trips, and community events, developing compassion, resilience, innovation, and leadership. At Coastline, families are welcomed into a warm, supportive community where students are known, cared for, and prepared to thrive.

Alameda

Coastline Christian Schools in Alameda is a private preschool–8th grade school that partners with families to nurture students academically,...

Sign ups for the San Lorenzo Little League 2012 Season

San Lorenzo Little League Sign Ups

Sports

San Leandro

Union City

Contra Costa County

San Ramon

Dublin

Danville

Pleasanton

Piedmont

Angela Woodall

Lamorinda

Newark

Transfiguration Church Hall

Experience an elegant evening featuring a curated wine tasting flight by Twiningvine Estate Winery and a live performance by In Full Swing!, a 16-member big band. All proceeds from this $35 event go to support the St. Vincent de Paul Society in aiding the needy in Castro Valley.

Local Event: A Girl's Night Out for A Great Cause!

A Girl's Night Out for A Great Cause!

Experience an elegant evening featuring a curated wine tasting flight by Twiningvine Estate Winery and a live performance by In...

San Francisco County

San Francisco

An SF Senior Dog Rescue Is Waiving Adoption...

"By waiving adoption fees, Muttville aims to attract more potential adopters who care about senior dogs," Muttville's CEO said. 

An SF Senior Dog Rescue Is Waiving Adoption Fees Through The End Of May

Community Corner

Man Told Police He Attacked Woman Outside East...

The attack happened on Wednesday, according to a report by KTVU. 

Man Told Police He Attacked Woman Outside East Bay Restaurant Because Of Her Race: Report

Crime & Safety

San Diego County

San Diego

5 Dead, Including 2 Suspects, In San Diego...

Officers are on scene at the Islamic Center of San Diego at 7050 Eckstrom Ave., according to the San Diego Police Department. 

5 Dead, Including 2 Suspects, In San Diego Mosque Shooting

East Bay Official Accused Of Making 'Degrading'...

The resignation comes following an investigation into the communications involving the city administrator, officials said. 

East Bay Official Accused Of Making 'Degrading' Comments Resigns

🌱 Patch AM: 32nd Anniversary Service &...

And on the Castro Valley Patch calendar - A Girl's Night Out for A Great Cause!

🌱 Patch AM: 32nd Anniversary Service & Candlelight Walk and 14 more events

Who Wants A Paella Pan After Seeing This...

At least one Castro Valley backyard kitchen includes a dedicated propane paella stove. 

Who Wants A Paella Pan After Seeing This Glorious Dish?

Where To Go Horseback Riding In The East Bay

East Bay Regional Parks have hundreds of miles of trails open to riders along with arenas, boarding, lessons and day camps.

Trader Joe's 2024 Favorites List: All New Winners

Take a look at the annual list of the Customer Choice Awards winners and the runners-up in each category, released in January 2024.

Nearby Communities

State Edition

National Edition

Sports

San Lorenzo Little League Sign Ups

G Babb, Neighbor

More from Castro Valley

Wildlife Officials Issue Annual Tick Warning For East Bay Regional Parks

'Busted': Driver Tries Evading Carpool Toll With Faceless Dummy In East Bay

East Bay Man Stole Neighbor's Cat, Left It For Dead In Castro Valley Wilderness: Report

A Girl's Night Out for A Great Cause!

Shepherd's Gate New Life Thrift Store

Right Time Financial

Coastline Christian Schools