Life insurance with Living Benefits, Fixed Indexed Annuities

Right Time Financial

I specialize in working with individuals, families and businesses to set future goals and put retirement solutions in place. I have products that offer living benefits (the new life insurance) which gives my clients access to their death benefit without dying. People are living longer and surviving critical illnesses at a much higher rate these days. This allows them to outlive their retirement funds. Also, fixed indexed annuities that you can roll your 401k into and not have to worry about stock market losses. Ask about our products for youth that have tax free benefits that are less restrictive than the 529 plan. My services are free and I encourage any questions you may have.

Alameda County

Fernando Haro

Bay Area

Castro Valley

California

I specialize in working with individuals, families and businesses to set future goals and put retirement solutions in place. I have products that...

Shopping with a Purpose: Good Deals for a Great Cause

Shepherd's Gate New Life Thrift Store

Give Your Unused Things New Life at Shepherd’s Gate New Life Thrift Store! Your donations of gently used clothing, shoes or household items to the Shepherd’s Gate New Life Thrift Store in Livermore will do more than make room in your home — you’re giving those items a second chance to be useful and meaningful. The women and children who come to Shepherd’s Gate are seeking to start a new life. They are able shop for free at the thrift store for clothes for job interviews and school as well as items to furnish a new place to live after graduation. Proceeds from the thrift store directly support the women and children at Shepherd’s Gate by providing care, safety, education and encouragement as they rebuild their lives. For more information, visit us online at shepherdsgate.org/thrift-store

Michael Wittner

Livermore

Give Your Unused Things New Life at Shepherd’s Gate New Life Thrift Store! Your donations of gently used clothing, shoes or household items to the...

Coastline Christian Schools

Coastline Christian Schools in Alameda is a private preschool–8th grade school that partners with families to nurture students academically, spiritually, socially, and emotionally in a Christ-centered environment. With dedicated teachers, small class sizes, and a focus on individualized learning, CCS helps each child reach their potential while building strong character and faith. Students are enriched through STEM, athletics, arts, class trips, and community events, developing compassion, resilience, innovation, and leadership. At Coastline, families are welcomed into a warm, supportive community where students are known, cared for, and prepared to thrive.

Alameda

Coastline Christian Schools in Alameda is a private preschool–8th grade school that partners with families to nurture students academically,...

CASTRO VALLEY, CA — No one was injured in a rollover accident in Castro Valley on Monday, accoring to the Alameda County Fire Department. The mishap happened just before 2 p.m. in the area of Glenwood Drive and Kit Lane. The Alameda County Sheriffs Office and Paramedics Plus also responded to the crash.-Image via Alameda County Fire Department

CASTRO VALLEY, CA — No one was injured in a rollover accident in Castro Valley on Monday, accoring to the Alameda County Fire Department.

The mishap happened just before 2 p.m. in the area of Glenwood Drive and Kit Lane. The Alameda County Sheriffs Office and Paramedics Plus also responded to the crash.

-Image via Alameda County Fire Department

Rollover Crash in Castro Valley

Alameda County Firefighters worked to free the occupant.

Crime & Safety

San Leandro

Union City

Contra Costa County

San Ramon

Dublin

Danville

Pleasanton

Piedmont

Angela Woodall

Lamorinda

Newark

Celebrate AAPI month at San Leandro Second Fridays with the San Leandro Library, Downtown San Leandro, and West Coast Makers! Learn Bollywood dance from instructor Satish Panchal, see Polynesian dance performances, and enjoy lots of AAPI food and artisan vendors. This event will be held on May 8th from 4- 9 p.m. in Butterfly Plaza at 1446 Washington Ave.

Local Event: AAPI Fest - San Leandro Second Fridays

AAPI Fest - San Leandro Second Fridays

Celebrate AAPI month at San Leandro Second Fridays with the San Leandro Library, Downtown San Leandro, and West Coast Makers!...

Dublin Library, 200 Civic Plaza, Dublin, CA, 94568

In celebration of our nation’s 250th birthday, the Dublin Historical Society has launched a project to collect memories of life in Dublin, California back in the day during the Bicentennial in 1976. We invite the public to share their photos, news clippings, letters, journal entries, maps, or other objects - from Dublin, 1976 - that can be digitized for our online storytelling exhibit and archives. 
This effort aims to explore not only how Dublin, California residents celebrated America’s 200th birthday, but also how they lived in 1976. Through your own photographs and souvenirs, we’ll get a perspective of Dublin’s social, cultural, military, and business history - what it meant to be a Dubliner fifty years ago. 
This event kicks off the Dublin Historical Society’s new digital archiving project using new software that will allow current and future generations to come to view our collection. You will receive a digital copy of your contribution(s) to this archive.
Please visit us on Saturday, May 9th, 2026, in the Dublin Library’s Community Room
from 10am to 2pm to help us create this online archive, a legacy for generations to come.

Local Event: Dublin Historical Society's "Share Your Story from 1976" Event

Dublin Historical Society's "Share Your Story...

In celebration of our nation’s 250th birthday, the Dublin Historical Society has launched a project to collect memories of life...

Dublin Historical Society's "Share Your Story from 1976" Event

We are honored to host James Buffalo Moreno as he holds a longtime sacred Water Ceremony.

Local Event: Water Ceremony

Water Ceremony

We are honored to host James Buffalo Moreno as he holds a longtime sacred Water Ceremony.

🌱 Patch AM: Castro Valley FunV event and 11...

You won’t want to miss AAPI Fest - San Leandro Second Fridays on the Castro Valley Patch calendar

🌱 Patch AM: Castro Valley FunV event and 11 more events

Community Corner

San Mateo County

San Mateo

Shooting Victim Found In Trunk In Traffic Stop ...

City To Pay $1M For Library Censorship | Woman Escapes Kidnapper By Hiding In Gas Station | Celeb Chef Called Slur | Chonkers Goes Viral

Shooting Victim Found In Trunk In Traffic Stop | School Trustees Compare Teen Athletes To Strippers: CA News

Concord

1 Killed In Wrong-Way, Head-On DUI Crash On...

Multiple subsequent callers reported the same wrong-way driver at various locations, officials say.

1 Killed In Wrong-Way, Head-On DUI Crash On Interstate Ramp: Police

🌱 Patch AM: What one Castro Valley resident...

Coming up: Illusive Comics' Free Comic Book Day on the Castro Valley Patch calendar

🌱 Patch AM: What one Castro Valley resident wishes she’d told her 6-year-old self

Castro Valley Voter Guide: What's On The June 2...

The top-of-ticket contest has been plagued by scandal, partisan infighting, and a lack of clear frontrunners.

Castro Valley Voter Guide: What's On The June 2 Ballot

Politics & Government

Who Wants A Paella Pan After Seeing This...

At least one Castro Valley backyard kitchen includes a dedicated propane paella stove. 

Who Wants A Paella Pan After Seeing This Glorious Dish?

Where To Go Horseback Riding In The East Bay

East Bay Regional Parks have hundreds of miles of trails open to riders along with arenas, boarding, lessons and day camps.

Trader Joe's 2024 Favorites List: All New Winners

Take a look at the annual list of the Customer Choice Awards winners and the runners-up in each category, released in January 2024.

Nearby Communities

State Edition

National Edition

Crime & Safety

Rollover Crash in Castro Valley

Alameda County Firefighters worked to free the occupant.

Bea Karnes, Patch Staff

Find out what's happening in Castro Valleyfor free with the latest updates from Patch.

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AAPI Fest - San Leandro Second Fridays

Dublin Historical Society's "Share Your Story from 1976" Event

Water Ceremony

Shepherd's Gate New Life Thrift Store

Right Time Financial

Coastline Christian Schools

Nearby Communities

State Edition

National Edition

Rollover Crash in Castro Valley

Alameda County Firefighters worked to free the occupant.

Bea Karnes, Patch Staff<img alt="Verified Patch Staff Badge" class="styles_Badge__np_hU" src="https://patch.com/img/cdn/assets/layout/badges/verified-patch-staff.svg"/>

Find out what's happening in Castro Valleyfor free with the latest updates from Patch.

Bea Karnes, Patch Staff