Life insurance with Living Benefits, Fixed Indexed Annuities

Right Time Financial

I specialize in working with individuals, families and businesses to set future goals and put retirement solutions in place. I have products that offer living benefits (the new life insurance) which gives my clients access to their death benefit without dying. People are living longer and surviving critical illnesses at a much higher rate these days. This allows them to outlive their retirement funds. Also, fixed indexed annuities that you can roll your 401k into and not have to worry about stock market losses. Ask about our products for youth that have tax free benefits that are less restrictive than the 529 plan. My services are free and I encourage any questions you may have.

Alameda County

Fernando Haro

Bay Area

Castro Valley

California

I specialize in working with individuals, families and businesses to set future goals and put retirement solutions in place. I have products that...

Shopping with a Purpose: Good Deals for a Great Cause

Shepherd's Gate New Life Thrift Store

Give Your Unused Things New Life at Shepherd’s Gate New Life Thrift Store! Your donations of gently used clothing, shoes or household items to the Shepherd’s Gate New Life Thrift Store in Livermore will do more than make room in your home — you’re giving those items a second chance to be useful and meaningful. The women and children who come to Shepherd’s Gate are seeking to start a new life. They are able shop for free at the thrift store for clothes for job interviews and school as well as items to furnish a new place to live after graduation. Proceeds from the thrift store directly support the women and children at Shepherd’s Gate by providing care, safety, education and encouragement as they rebuild their lives. For more information, visit us online at shepherdsgate.org/thrift-store

Michael Wittner

Livermore

Give Your Unused Things New Life at Shepherd’s Gate New Life Thrift Store! Your donations of gently used clothing, shoes or household items to the...

Coastline Christian Schools

Coastline Christian Schools in Alameda is a private preschool–8th grade school that partners with families to nurture students academically, spiritually, socially, and emotionally in a Christ-centered environment. With dedicated teachers, small class sizes, and a focus on individualized learning, CCS helps each child reach their potential while building strong character and faith. Students are enriched through STEM, athletics, arts, class trips, and community events, developing compassion, resilience, innovation, and leadership. At Coastline, families are welcomed into a warm, supportive community where students are known, cared for, and prepared to thrive.

Alameda

Coastline Christian Schools in Alameda is a private preschool–8th grade school that partners with families to nurture students academically,...

Sunday, April 3, 3:30pm-5:00pmAs the tide ebbs away, we'll follow it and look for the many strange and wonderful animals left behind at Glass Beach! Meet at West Winton Trailhead. Ages 6 and up. Fee: $7 per person.Register at <a href="http://www.haywardrec.org/hayshore.html" rel="nofollow" target="_blank">www.haywardrec.org/hayshore.html</a>Hayward Shoreline at Winton3050 West Winton AvenueHayward, CA 94545

As the tide ebbs away, we’ll follow it and look for the many strange and wonderful animals left behind at Glass Beach! Meet at West Winton Trailhead. Ages 6 and up. Fee: $7 per person.Register at <a href="http://www.haywardrec.org/hayshore.html" rel="nofollow" target="_blank">www.haywardrec.org/hayshore.html</a>

Hayward Shoreline at Winton3050 West Winton Avenue

Sunday, April 3
Kids and adults search for animals living on glass beach

Tidepooling Treasures

Neighbor News

San Leandro

Union City

Contra Costa County

San Ramon

Dublin

Danville

Pleasanton

Piedmont

Angela Woodall

Lamorinda

Newark

Celebrate AAPI month at San Leandro Second Fridays with the San Leandro Library, Downtown San Leandro, and West Coast Makers! Learn Bollywood dance from instructor Satish Panchal, see Polynesian dance performances, and enjoy lots of AAPI food and artisan vendors. This event will be held on May 8th from 4- 9 p.m. in Butterfly Plaza at 1446 Washington Ave.

Local Event: AAPI Fest - San Leandro Second Fridays

AAPI Fest - San Leandro Second Fridays

Celebrate AAPI month at San Leandro Second Fridays with the San Leandro Library, Downtown San Leandro, and West Coast Makers!...

Dublin Library, 200 Civic Plaza, Dublin, CA, 94568

In celebration of our nation’s 250th birthday, the Dublin Historical Society has launched a project to collect memories of life in Dublin, California back in the day during the Bicentennial in 1976. We invite the public to share their photos, news clippings, letters, journal entries, maps, or other objects - from Dublin, 1976 - that can be digitized for our online storytelling exhibit and archives. 
This effort aims to explore not only how Dublin, California residents celebrated America’s 200th birthday, but also how they lived in 1976. Through your own photographs and souvenirs, we’ll get a perspective of Dublin’s social, cultural, military, and business history - what it meant to be a Dubliner fifty years ago. 
This event kicks off the Dublin Historical Society’s new digital archiving project using new software that will allow current and future generations to come to view our collection. You will receive a digital copy of your contribution(s) to this archive.
Please visit us on Saturday, May 9th, 2026, in the Dublin Library’s Community Room
from 10am to 2pm to help us create this online archive, a legacy for generations to come.

Local Event: Dublin Historical Society's "Share Your Story from 1976" Event

Dublin Historical Society's "Share Your Story...

In celebration of our nation’s 250th birthday, the Dublin Historical Society has launched a project to collect memories of life...

Dublin Historical Society's "Share Your Story from 1976" Event

We are honored to host James Buffalo Moreno as he holds a longtime sacred Water Ceremony.

Local Event: Water Ceremony

Water Ceremony

We are honored to host James Buffalo Moreno as he holds a longtime sacred Water Ceremony.

San Francisco County

San Francisco

'Sea' It To Believe It: Photos Of The Day

Community Corner

Images From Bay Area May Day Protests

Nationwide, protesters gathered to protest the Trump administration while supporting workers. 

Politics & Government

🌱 Patch AM: Mothers' Day High Tea & Spring...

And check out AAPI Fest - San Leandro Second Fridays on the Castro Valley Patch calendar

🌱 Patch AM: Mothers' Day High Tea & Spring Botique and 11 more events

Across California

Falling Home Prices | CA's Michelin Restaurant...

Catch up with the latest CA consumer and business news, plus under-the-radar stories and the week's best sales and freebies.

Falling Home Prices | CA's Michelin Restaurant Mecca | Worst City For New Biz: CA Business News

Business

🌱 Patch AM: Castro Valley FunV event and 11...

You won’t want to miss AAPI Fest - San Leandro Second Fridays on the Castro Valley Patch calendar

🌱 Patch AM: Castro Valley FunV event and 11 more events

Who Wants A Paella Pan After Seeing This...

At least one Castro Valley backyard kitchen includes a dedicated propane paella stove. 

Who Wants A Paella Pan After Seeing This Glorious Dish?

Where To Go Horseback Riding In The East Bay

East Bay Regional Parks have hundreds of miles of trails open to riders along with arenas, boarding, lessons and day camps.

Trader Joe's 2024 Favorites List: All New Winners

Take a look at the annual list of the Customer Choice Awards winners and the runners-up in each category, released in January 2024.

Nearby Communities

State Edition

National Edition

Neighbor News

Tidepooling Treasures

Sunday, April 3 Kids and adults search for animals living on glass beach

Hayward Shoreline Interpretive Center, Neighbor

Find out what's happening in Castro Valleyfor free with the latest updates from Patch.

Find out what's happening in Castro Valleyfor free with the latest updates from Patch.

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