Dentist Secretly Gets Life Insurance On Patients: Prosecutor

MARINA DEL REY CA — A Marina del Rey dentist was arrested and arraigned last week on multiple counts of identity theft after allegedly using patient information to apply for life insurance policies without the patients’ knowledge in order to receive commissions, the California Department of Insurance said in a press release.

An investigation by the Department of Insurance found the licensed dentist and licensed insurance agent Milagros Macaraig allegedly used the identity of two of her patients without their knowledge to sign them up for life insurance policies without their consent or knowledge. Macaraig, 56, was able to collect commissions on the applications as a licensed insurance agent, the press release said.

"Her alleged scheme was an attempt to change her commission structure because the more clients she had, the larger her future commissions would be," the California Department of Insurance said.

Officials said Macaraig submitted the life insurance applications with an electronic signature and paid the initial premium with a money order. The victims were made aware of the policies when they were contacted by their insurer during the underwriting process — before any commissions were collected, the press release said.

This case is being prosecuted by the Los Angeles County District Attorney’s Office, and the department is searching for more victims. If you have any information regarding this case, contact the department at 323-278-5000.