UMC Notches up Dental Financing Cap to $50K

California-based UMC now offers clients up to $50,000 in dental loans for surgeries such as braces, contouring, reshaping, gum surgery, dentures, root canals, and veneers, among other normally high-cost dental procedures.

According to Matthew Libman, UMC president, the development is an outcome of the company’s partnership with new lenders that grant higher approvals.

“This level of trust and confidence in UMC is the result of a long-standing history of reliability and credibility,” he added. “We’ve been getting a lot of good feedback from our clients, thanks to our dedicated customer service efforts, and this has inspired us to seek out and offer better dental financing deals for them.”

With more than a decade of industry experience and expertise, UMC has been serving as an intermediary between prospective patients and a network of partners including experienced physicians and vendors, and competitive lenders. Based on market feedback, UMC has been cited for its “fast approvals,” “low rates,” “availability of same as cash programs,” “very efficient and helpful customer service representatives,” and “accessibility for those with bad credit standings.”

High dental cost

The Center for Disease Control and Prevention noted that almost 62 percent of adults in the US visited the dentist in 2012. This figure is not far off from the percentage of dental visits for senior citizens, while children (those aged two to 17) are the most frequent visitors, accounting for more than 82 percent of the data.

Each dental visit can be quite a costly trip

According to the website Animated Teeth, a single porcelain veneer can cost up to $1,300 per tooth. Orthodontic treatment, including braces, can cost a patient up to $5,000 while a root canal ranges from $500 to $1,400.

Libman said, “At UMC, we’ve always believed that access to dental care, as well as all other forms of medical care, is a basic human right that should not be denied anyone especially if it is because of financial constraints. Our programs are built on that premise, and we are continuously driven by our desire to do good business by helping others achieve their medical goals.”