Resources for Connecticut Realtors

Hello again everyone, this is John Vecchitto, a loan officer with North-East Financial located in Middletown, CT. Since 2006 we have been helping clients all over the state navigate the mortgage process. We are known for giving you the best rate while delivering exceptional customer service. Today, I want to switch gears and speak to all the real estate agents out there. For the last 8 years, we have developed strong business relationships and, in turn, made realtors more successful. On the realtor side of business we pride ourselves with strong communication so all parties are on the same page. In addition to being a mortgage corr. lender, we are available to broker loans to other lenders giving YOUR client the best possible rate.

Here is some helpful information on some of the loans we offer:

USDA Loans:

-Minimum credit score is 620

-DTI 29% / 41%
-Requires NO MONEY DOWN
–Some income qualifications to be met
-Subject property must be in eligible area
-To find out if a property qualifies, click here.

CHFA Loans:

-Minimum credit score is 660

-DTI 31% / 43%
-Allows borrower to obtain 100% FINANCING
–Competitively low interest rates
-Discounts offered for teachers, police, and the military.

FHA:

-Minimum credit score 620

-DTI 31% / 43%
-Requires as little as 3.5% down
-Condo must be FHA approved
-Click here to see if subject property qualifies

NO PMI Loans:

-Can Put less than 20% down

-With NO PMI, buyer can have Lower Monthly Payments
-Every situation is different
-Can typically borrow 97% of the purchase price

Please call me today for a free consultation. I can be reach by email johnv@northeast-mortgage.com or by cell 860-918-0251.

John Vecchitto / Loan Officer
NMLS# 1127163
210 S. Main St. First Floor
Middletown, CT 06457
860-918-0251 (Cell)
860-788-7237 (Office Phone)
johnv@northeast-mortgage.com
Company NMLS 117273