I Probably Don't Need An Inspection, Right?

One question I hear a lot is: "I can save some money by not having a home inspection, right?"

No one can force you to have a home inspection.  Most mortgage companies and mortgage programs do not require a home inspection.  Only the VA requires a termite inspection and the USDA mortgage only requires the water test, but all other inspections are optional.

I have to say though, if you are buying a home worth usually over $100,000, you want to make sure your investment is a good one.  What happens if it is a new construction and there were termites already in the ground?  What happens if there is radon in the property; the same property that your children may be playing in.  Is it worth saving the roughly $700?  Probably not.

So, while no mortgage company can force you to have a home inspection, make a smart decision in your future and the future of your investment and get a home inspection.

What are your opinions on getting a home inspection?

Keith Turner
860-444-0650
keitht@mccuemortgage.com