Most Effective Prevention measures to lower your healthcare costs.

Politicians are trying to lower the liabilities to lower Govt.funding as Insurance Co.are raising premiums or quitting many areas. This dilemma shift the problem on CONSUMERS LAP.

Is there a magic formula? No ,there is none.

Total spent on healthcare = Insurance coverage + Govt.funding-subsidies

Insurance co.have raised the premiums a lot,but if Govt.subsidies are reduced ,then only CONSUMERS are responsible for lowering the costs.

What are the Options that Consumers can take to lower their spending?

Stay Healthy--Eat Well,Exercise,Get regular Preventive health checkup tests like blood tests,X-rays,Mammogram,Colonoscopy etc. Avoid Emergency Room Visit--where costs can easy run into thousands of $. Get a reliable doctor who they can depend upon during the time of need-to guide them how to cope with a difficult -expensive illness.

Check www.guroo.com and you will see costs can range from 1600--4500$ for Colonoscopy.Well if you find a facility that charges 1600$--you are helping reduce costs.

Over the years-Consumers have relied on their insurance,but insurance co.are unwilling to lose money while you spend 4500$ for Colonoscopy. ASK YOURSELF--When you buy a car or refrigerator--how much research do U do to SAVE MONEY.

How about Colonoscopy? Isn't that your responsibility?

PLEASE REMEMBER: Healthcare costs have shot up a lot during last 15 years.

Who has paid for the excesses?

Insurers-NO

Govt.--Yes

Consumers-Yes

Now Politicians are saying that we have to STOP subsidizing.

These Politicians are expecting U to lower the costs by demanding less,by choosing Colonoscopy facility that charges 1500$ rather than 4500$.

SO U have to be PRO ACTIVE--Demand or Find out Prices--Don't walk into a facility--and hope that someone will lower your costs. Insurance co.will turn around and raise your premiums in 2018 or 2019 if you do not shop well.They will raise your Co-Pays.

So if a politician says that the costs will go down--they expect U to become PRO-ACTIVE in lowering costs. U know well--Annual checkups are important, Flu Vaccine is important,Colonoscopy is important,Mammogram is important.

The new plan is turning over the CONTROL levers in your hands.

Please Call us at 630 232 2025--and we can show U ways to avoid 4 cancers out of 10 by routine screening.

Colon,Rectal Cancer is rising among 34-49 years age group.

Pancreatic Cancer is rising,

Other GI Cancers are Rising.

Prevention is key to lowering your costs.

Have U heard Senator Paul--say--we will raise the limits on Health Savings Accounts?

Do U understand that? Senator Rand hopes by giving U tax break on some money-U can build up Health Savings--which U can use for your medicines etc.if U do get a Cancer or some other illness or accident and break your leg.

Senator Paul--is saying--No more Govt.subsidies--But Yes to HSA.

CONFUSED? Well it is--as there are No magic solution .