Did your Co-pays go up sharply?If yes-Read-NY TIMES article-When Hospital buy Doctors offices and Patients Fees Soar --double to triple-Premium increase to follow..

You have NOT faced the worst nightmare yet. Seeing your doctor’s bill.

NY Times story --When Hospital buy Doctor’s offices and Patients Fees Soar-- Feb.6,2015 article was shocking.

YOU MUST READ IT-- Google it--

Same doctor that you saw for many years--with Co-Pays of 10-38$ will now cost you 30-90$-because he/she is an employee of the hospital.

If you have high deductible--then you end up paying all of 453$ charge.

BEST OPTION: Change your doctor to a truly Independent Doctor.

You could save immediately in CO-PAYS.

IF you have high deductible policy--Insurance will make you pay for that 453$ yourself if you still went to Hospital employed doctor. But if you switched doctor--you will be paying.189$ rather than 453$--

ADD UP--and you are talking big$-- in addition to 10000-18000$ premiums for a family.

YOUR Premiums next year will not go up much if you switch to an independent doctor or independent specialist.

But if you don’t--then insurance co.who are being charges double or triple--will raise your premiums in 2016 sharply.

Medicare is also faced with this horrendous problem--they are trying to correct it--but Political Lobbyists will create hurdles.

SO BEST OPTION: Find an independent doctor or specialist or facility that charges less but is certified and run by a board certified doctor. YOU COULD SAVE thousands of $.

If you don’t believe us--pl.read NY Times article--whose example we are using. They were talking about someone on Medicare-- not someone under 65 on high deductible policy.

YOU COULD SAVE A LOT by finding an independent doctor in 2015.

ALSO insist with this independent doctor to let you know a facility that charges less for tests,procedures. You want a facility that is certified and the doctor is board certified.

FYI--American Colonoscopy & Endoscopy Center charges 3000-3800$ less for Colonoscopy.It is Certified and its doctor is board certified.

One patient who went to another facility in Geneva,Il. wrote: I knew the charge for Gastroenterologist,but I did not know the horrendous charge from the facility.So when I got 2 separate bills-- I was Shocked. I am stuck now as I have to pay the facility fee which is very high.

This person wrote the review to inform others.

PLEASE SAVE 50-70% by choosing an Independent doctor or specialist. If you are having a problem finding a specialist or doctor,pl.call us at 630 232 2025. We might be able to help.