You are invited to a free seminar on Saturday, October 1 from 10 a.m. to noon, featuring three industry professionals who will discuss how to negotiate the economy and protect your retirement lifestyle. Join us for coffee at 9:30 a.m. and stay for a free lunch at noon. RSVP by Wednesday, Sept. 28. Call (847)412-7003 or email CVONmarketing@covenantretirement.org