InsureOnline.com

General Liability and Commercial Auto policies are two important coverages all Artisan Contractors need to help protect their business exposure if they are faced with an accident or claim against them.

“General Liability Insurance policy can help keep a small business or Artisan Contractor financially stable if they have a claim against them or if they are sued by a customer following an accident,” began Lisa Cordero, COO, InsureOnline.com. “Having the right amount of coverage and protection that encompasses their specific small business needs is not only essential but required.  InsureOnline.com team of licensed insurance agents utilize their extensive knowledge of the commercial auto insurance market to obtain the coverage the artisan contractors need at a price that makes the most business sense.”

An Artisan Contractor is typically anyone who can provide a specified type of skilled service or improvement within a customer’s home or business. This includes but is not limited to carpenters, electricians, plumbers, landscapers, and janitorial/cleaning services. 

Artisan Contractors General Liability insurance covers bodily injury, damages to the client or a third-party property, personal injury or injury made against the reputation of a third party, advertising injury and medical payments. Because General Liability Insurance provides such important coverage, most small business owners buy the policy right after they start their business.

Artisan’s General Liability Insurance only provides liability coverage and does not cover property (business/building location, supplies, work vehicles).  InsureOnline.com does however offer the ability to cover tools and equipment via endorsement for an additional premium.