Mission Ready: Estate Planning Tips for Veterans

Cathy Yanda | Baird & Warner | Oak Park & River Forest

For many veterans, the home is the cornerstone of the American Dream they served to protect. But when it comes to "mission-readiness," many overlook how military benefits intersect with real estate and estate planning. Whether you used a VA loan or are looking to pass your legacy to your children, here are critical steps to ensure your plan is as disciplined as your service. 1. The "Trust" Factor with VA Loans If you bought your home with a VA-backed loan, you can generally transfer it into a Living Trust without triggering a "due-on-sale" clause, provided it remains your primary residence. This allows your family to avoid probate—the long, expensive court process of proving ownership after you pass. 2. Protect Your Tax Exemptions Illinois offers significant property tax breaks for disabled veterans. However, these don't always "travel" automatically. If you move your home into a trust, ensure your attorney includes specific language that preserves your right to the homestead and veteran tax exemptions. Also, check if these exemptions are portable for a surviving spouse. 3. Update Your Beneficiaries A common mistake is updating a Will but forgetting the beneficiary forms on life insurance (VGLI) or a Thrift Savings Plan (TSP). The Rule: A beneficiary form overrides a Will. If an old beneficiary is still listed on your policy, they will likely receive the payout regardless of what your Will says. 4. Secure Your DD214 In the military, if it isn’t in writing, it didn’t happen. Your family will need your DD214 to access almost every benefit, from burial honors to survivor pensions. Keep a digital and physical copy in a fireproof safe and ensure your executor knows the location. About the Author: Cathy Yanda is a USMC Veteran and a REALTOR® with Baird &amp; Warner in Oak Park. As a Senior Real Estate Specialist (SRES) and Military Relocation Professional (MRP), she is dedicated to helping fellow veterans navigate the complexities of real estate and legacy planning.

Cook County

Chicago Metropolitan Area

Oak Park-River Forest

Illinois

Cathy Yanda | Baird & Warner | Oak Park & River...

For many veterans, the home is the cornerstone of the American Dream they served to protect. But when it comes to "mission-readiness," many...

RowCal - Arlington Heights

Our mission is simple: make HOA management easier, more transparent, and more human—for boards, homeowners, and neighborhoods across the country. We believe strong communities start with clear communication, dependable service, and tools that help everyone stay connected. We combine local expertise with national resources, giving every community the best of both worlds. Our local teams understand the unique needs of each neighborhood, while our broader network provides the systems, technology, and experience to support communities of every size.

Eric DeGrechie

Glenview

Our mission is simple: make HOA management easier, more transparent, and more human—for boards, homeowners, and neighborhoods across the country....

British International School of Chicago, South Loop

The British International School of Chicago, South Loop is a leading private day school located at 161 W. 9th Street in Chicago, IL. As part of the global Nord Anglia Education family, the school provides a comprehensive international education for students ranging from preschool through high school. The school offers a personalized learning approach that integrates the National Curriculum for England and the International Primary Curriculum, alongside the International Baccalaureate (IB) Diploma program for high school students. With a focus on academic excellence, the curriculum is enhanced by unique collaborations with institutions like MIT and The Juilliard School, as well as a global partnership with UNICEF to foster social responsibility. Recognized as a top private K-12 school in Illinois, the institution is dedicated to developing resilient, creative, and globally-minded citizens. Families can expect a supportive, technology-enabled learning environment designed to prepare students for success at the world's most prestigious universities.

Chicago

British International School of Chicago, South...

The British International School of Chicago, South Loop is a leading private day school located at 161 W. 9th Street in Chicago, IL. As part of the...

Cathy Yanda, a REALTOR® with Baird &amp; Warner, defines her business by service, integrity, and deep local roots. As a U.S. Marine Corps veteran, she applies a "mission-first" approach to every client goal, whether you’re buying your first home in Galewood or right-sizing a family estate in Oak Park. For Cathy, real estate isn’t just about the transaction; it’s about navigating the most significant transitions of your life with a steady hand and a clear strategy. Specialized Services Senior Transitions (SRES®): Tailored guidance for clients 50+ who are right-sizing. Cathy understands the emotional and financial complexities of selling a long-time family home and specializes in making the process seamless. Military Relocation (MRP®): Expert support for active-duty service members and veterans. Cathy leverages her own experience to ensure you maximize your benefits and find the right fit, fast. Hyper-Local Expertise: Whether it’s the historic bungalows of Galewood or the Victorian classics of Oak Park, Cathy provides data-driven marketing to ensure your property reaches the right buyers. What Makes Cathy Unique The Veteran Edge: Discipline, logistical precision, and unflappable negotiation. Cathy manages the moving pieces of your real estate transaction so you don't have to. Deep Community Roots: Cathy is more than just an agent; she’s a neighbor. From organizing the annual community Toys for Tots drive to her active membership in the Oak Park Area Association of Realtors (OPAAR), she is invested in the long-term vibrancy of our area. Tech-Forward &amp; Human-Centered: Cathy combines modern technology—including the latest AI-driven marketing strategies—with genuine, one-on-one attention. She believes that while tools make the process efficient, human connection makes it successful. Ready to start your next chapter? Whether you’re scaling up or right-sizing, Cathy brings the experience and the heart to get the job done right. Connect with Cathy today.

Cathy Yanda, a REALTOR® with Baird & Warner, defines her business by service, integrity, and deep local roots. As a U.S. Marine Corps veteran, she...

Discover Oak Park’s Hidden Gem – A living world of beauty

Oak Park Conservatory

Located in historic Oak Park, Illinois, the Oak Park Conservatory is a treasured landmark and one of the community’s top three historical sites. Free and open to the public, the Conservatory offers visitors a lush escape into nature with three distinct indoor showrooms — the Mediterranean Room, Tropical Room, and Desert Room — each showcasing a diverse collection of plants from around the world. Outside, the urban gardens continue the experience with native Illinois landscapes featured in the Elsie Jacobsen Discovery Garden and Rubinstein Garden. Sweeps of prairie grasses and native blooms welcome you at the entrance, inviting you to slow down and explore this hidden oasis in the heart of the village. Owned and operated by the Park District of Oak Park, the Conservatory provides year-round opportunities to connect with nature through programs, events, and community initiatives. Highlights include: • Seasonal Events: Enjoy festive gatherings throughout the year such as the Candlelight Walk, Shamrock Scavenger Hunt, and Halloween Fright at Night. • Plant &amp; Garden Markets: Shop a variety of seasonal plant sales, including the Winter Seed Sale, Valentine’s Market, Spring Plant Sale, Perennial Pollinator Sale, Succulent &amp; Cacti Sale, Fall Mum &amp; Bulb Sale, and Winter Greens Market. • Private Event Rentals: Celebrate life’s milestones surrounded by natural beauty. The Conservatory is available for weddings, showers, graduations, birthday parties, memorial services, and other special occasions. • Educational Programs: Participate in a variety of hands-on programs for all ages — from adult gardening workshops to free early childhood nature programs that inspire young explorers. Whether you’re a lifelong plant lover or simply seeking a moment of calm, the Oak Park Conservatory offers a space to reconnect with nature, beauty, and community — right in your own backyard.

Located in historic Oak Park, Illinois, the Oak Park Conservatory is a treasured landmark and one of the community’s top three historical sites....

Boutique Event Space for Creative Gatherings|Art Experiences

Art Studio 928 - Oak Park, IL

Studio 928 is a boutique event space in Oak Park and a light-filled creative studio designed for gatherings that feel personal, inspiring, and memorable. Located on the South Boulevard Murals Corridor in the historic district—just steps from the train—our space blends art, community, and celebration. We specialize in hands-on art experiences and creative events for corporate teams, families, and community groups. From paint-and-sip parties and Prairie-style faux stained glass workshops to corporate team off-sites, birthdays, and pop-up events, Studio 928 offers curated experiences with expert guidance and a welcoming atmosphere. Founded and led by artist Cheryl Vargas, Studio 928 is known for its intimate scale, thoughtful design, and experiences that make creativity accessible—no prior art experience required. Ideal for: Boutique private events &amp; celebrations Creative team offsites &amp; corporate gatherings Art workshops &amp; guided experiences Birthday parties &amp; milestone moments Community events &amp; pop-ups If you’re searching for a boutique event space in Oak Park that offers more than just four walls, Studio 928 is where people come to create, connect, and celebrate. 📍 451 South Boulevard, Oak Park, IL 60302

Studio 928 is a boutique event space in Oak Park and a light-filled creative studio designed for gatherings that feel personal, inspiring, and...

A huge sale of gently-used clothing that benefits the Parenthesis Family Center, this annual fundraiser sells baby gear such as strollers and high chairs. It's a great opportunity to clothe your children stylishly for very little money. For your safety, please do not bring small children or strollers -- only infants in carriers are allowed. The Saturday sale is free entry on September 24th. A half-price sale follows from 11:30am to noon.

A huge sale of gently-used clothing that benefits the Parenthesis Family Center, this annual fundraiser sells baby gear such as strollers and high chairs. It's a great opportunity to clothe your children stylishly for very little money.

For your safety, please do not bring small children or strollers -- only infants in carriers are allowed. The Saturday sale is free entry on September 24th. A half-price sale follows from 11:30am to noon.

Parenthesis Children's and Maternity Consignment Sale

Community Corner

Forest Park

West Side

Bucktown-Wicker Park

North Center-Roscoe Village

DuPage County

David Giuliani

Elmhurst

La Grange

Western Springs

Lincoln Park

Lincoln Square

Lakeview

A beginner-friendly automotive class for women and non-binary individuals who want to feel more confident, informed, and empowered in a traditionally male-dominated space.We'll focus on the basics every vehicle owner should know, including:
<ul><li>Checking your oil level and understanding what your vehicle needs.</li><li>Checking tire pressure and knowing what the numbers mean.</li><li>Getting to know your own vehicle. The basic information you should know before something goes wrong.</li><li>Taking your car to the shop.&nbsp;What to ask, what to expect, and how to feel more confident communicating with a mechanic.</li><li>Basic car care and maintenance you can handle yourself.</li><li>And more! We'll leave plenty of time for questions and real-world scenarios.</li></ul>
No automotive experience necessary. This is a judgment-free space to ask questions, learn something new, and leave feeling a little more confident under the hood.

Local Event: Automotive Basics: A Beginner-Friendly Class

Automotive Basics: A Beginner-Friendly Class

A beginner-friendly automotive class for women and non-binary individuals who want to feel more confident, informed, and...

Berwyn Public Library

HUGE LOW-COST COMMUNITY BOOK SALE
Join us for the Knowledge Exchange Used Book Sale at the Berwyn Public Library!
Our two-day sale will feature a curated selection of over 5,000 adult and children’s titles. All items come directly from the materials we recover through our partnerships with Illinois libraries. The sale will feature some of the most popular titles available, graphic novels, movies, and more!
This is a low-cost community book sale with a purpose! Knowledge Exchange works with libraries across the state to help give discarded books a second life. Instead of being recycled or thrown away, many of these books are given the chance to find new homes with readers like you. Every book at our sale comes directly from one of your communities.
As part of Knowledge Exchange’s continued collaboration with Illinois libraries, a portion of the proceeds from the sale will be donated to the Friends of the Berwyn Public Library.Sale Details:

Event Dates &amp; Hours
<ul>
 <li pwa2-uuid="EDITOR-7A6-2C1-6F863-53E" pwa-fake-editor="">Saturday, September 26 - 10:00 AM to 4:00 PM</li>
 <li pwa2-uuid="EDITOR-53E-3B0-E558F-5A5" pwa-fake-editor="">Sunday, September 27 – 1:00 PM to 4:00 PM</li>
 <li pwa2-uuid="EDITOR-777-66C-EF146-FC1" pwa-fake-editor="">Admission: FREE</li>
</ul>
Location
<ul>
 <li pwa2-uuid="EDITOR-BCA-FA1-AA329-612" pwa-fake-editor="">Berwyn Public Library<ul><li pwa2-uuid="EDITOR-4BB-94C-F2DA2-746" pwa-fake-editor="">2701 S Harlem Ave, Berwyn, IL 60402</li></ul></li>
</ul>

Payment Methods Accepted
<ul><li pwa2-uuid="EDITOR-5C5-032-85492-29E" pwa-fake-editor="">Cash or Card</li></ul>
Pricing:
<ul>
 <li pwa2-uuid="EDITOR-424-33E-088DD-BF1" pwa-fake-editor="">Saturday: $3 Adult; $2 Children’s &amp; Media</li>
 <li pwa2-uuid="EDITOR-634-525-DF52E-559" pwa-fake-editor="">Sunday: $2 Adult; $1 Children’s &amp; Media</li>
</ul>
Come browse thousands of books and help us continue our mission to save books and keep them in the hands of readers.

Local Event: Knowledge Exchange Used Book Sale

Berwyn

Knowledge Exchange Used Book Sale

HUGE LOW-COST COMMUNITY BOOK SALE
Join us for the Knowledge Exchange Used Book Sale at the Berwyn Public Library!
Our two-day...

Harris Theater for Music and Dance

Illinois
 Rock &amp; Roll Hall of Fame Brings Its 5th Annual Induction Ceremony 
to Chicago’s Harris Theater in Millennium Park for the First Time on September 27th, 2026
for a star-studded celebration honoring 
Illinois music legends and trailblazers across rock, blues, soul, jazz, 
hip hop and beyond, including The Plain White T's, Kevin Cronin of REO&nbsp;Speedwagon, Koko Taylor, Curtis Mayfield, 
 and other musical greats with deep Illinois roots.
Annual 
Induction Ceremony , coming to Chicago for the first time on Sept. 27 at 6
 p.m. at the Harris Theater in Millennium Park. The Hall of Fame 
Induction Ceremony is the Illinois Rock &amp; Roll Museum on Route 66’s 
largest annual fundraising event and celebrates the artists, industry 
leaders, and cultural contributors who shaped Illinois’ musical legacy. 
The event brings together inductees, performers, families, and fans for 
an evening of live music, award presentations, storytelling, and 
historic recognition.
The
 evening will feature live performances by Kevin Cronin, Jim Peterik of 
the Ides of March and Formerly of Survivor, The Plain White T’s, 1960s 
jazz-rock band The Flock, Hot Mix 5 and a special reunion performance by
 The Boyzz, plus several surprise guests to be announced. WGN Radio host
 and Rock &amp; Roll Hall of Fame member Bob Sirott will host the 
ceremony. Made possible with the support of Old National Bank, Illinois 
Arts Council, Heritage Corridor, and Insperity.
“We’re
 thrilled to bring the Illinois Rock &amp; Roll Hall of Fame Induction 
Ceremony to downtown Chicago for the first time, and the Harris Theater 
is the perfect stage for it,” said Ron Romero, founder and president of 
the Illinois Rock &amp; Roll Museum on Route 66. “With its incredible 
acoustics and intimate 1,550-seat setting, the venue will help us make 
this year’s celebration an unforgettable night of music, memories and 
Illinois pride. The class of 2026 is our most genre-spanning lineup yet,
 honoring iconic artists and innovators. We can’t wait to bring the 
music community together, celebrate their legacy and, of course, fill 
the room with great music.”
This
 year’s inductees include bands and solos artists Survivor, American 
Breed, Koko Taylor, The Boyzz and The Flock; songwriters Curtis Mayfield
 and Kevin Cronin; radio personality Terri Hemmert; radio station WDRV 
(The Drive); Brunswick Records; and industry leaders. Irving Azoff, Gary
 Richrath, Golden Voice Studio and Triangle Productions. Other honorees 
include Hot Mix 5 and Plain White T’s.
“I’m
 excited that this year’s Illinois Rock &amp; Roll Hall of Fame event 
will be held in my sweet hometown of Chicago,” said Kevin Cronin, lead 
singer and songwriter for REO Speedwagon. “Ron Romero’s awesome team in 
Joliet has been working since early this year to make September 27th a 
night of big fun. I plan to be there, co-hosting and doing a little 
unplugged set with Jim Peterik. The only thing that could possibly 
change is if one of the Beatles calls and needs me to be somewhere 
else!”
Tickets can be purchased <a href="https://mc.roadtorock.org/links/SscwknSkcYvlkfvWaHDMsBEZJBXsiWMBFEGaxuMhGjVMvVUuYMSDHwuqKMKJZcMKFeWaHDMceWcgME/3764078" target="_blank" rel="nofollow noopener">here&nbsp;</a> and range in price from $100.50, $75.00 and $64.50. Prices include fees.
The Illinois Rock &amp; Roll Museum on Route 66
 is committed to preserving the rich history and contributions of 
musicians, performers and industry leaders who have impacted the music 
world and embodied the creative spirit of Illinois. Located on historic 
Route 66 in Joliet, Illinois, the museum attracts music lovers from 
around the world.&nbsp;
Made possible with the support of Old National Bank, Illinois Arts Council, Heritage Corridor, and Insperity.

Local Event: Illinois Rock & Roll Museum Hall of Fame Ceremony Comes to Chicago!

Illinois Rock & Roll Museum Hall of Fame...

Illinois
 Rock & Roll Hall of Fame Brings Its 5th Annual Induction Ceremony 
to Chicago’s Harris Theater in Millennium Park ...

Illinois Rock & Roll Museum Hall of Fame Ceremony Comes to Chicago!

Salerno's Pizza & Pasta of Oak Park

Comedian Vik&nbsp;Balaji (Dry Bar, Zanies, Laugh&nbsp;Factory)&nbsp;headlines a night of comedy and dinner at Salernos in Oak Park on Saturday October 10th
Also on the show are rising stars Samir Adbul, Smooth and host Emilio Morrone!
Get your tickets on Eventbrite today and Use "Patch"&nbsp;to get 50% off your ticket (while supplies last)

Local Event: Dinner + a Show with Comedian Vik Balaji

Dinner + a Show with Comedian Vik Balaji

Comedian Vik Balaji (Dry Bar, Zanies, Laugh Factory) headlines a night of comedy and dinner at Salernos in Oak Park on Saturday...

1521 S. Linn White Dr., Northerly Island, Chicago, IL 60605

FEATURING ELDERBROOK LIVE AT SUNSET
The Wellness Retreat is taking over Chicago’s Northerly Island for one unforgettable day of movement, music, mindfulness and connection.
Move alongside leading instructors. Discover fresh ways to feel your best. Recharge by the lake, connect with your people and close out the day with a live sunset performance by Elderbrook.
This isn’t wellness as usual. It’s immersive, energizing and meant to be experienced out loud—together.
AND THAT’S JUST THE BEGINNING.

For more information, <a href="https://speakeasygo.com/the-wellness-retreat/the-wellness-retreat-chicago?eid=EVE-I2830I" rel="nofollow noopener" target="_blank">click here.&nbsp;</a>

(Photo Credit: © 2026 The Wellness Retreat. All rights reserved.)

Local Event: The Wellness Retreat: A Festival Where Mind, Body, and Music Meet

The Wellness Retreat: A Festival Where Mind,...

FEATURING ELDERBROOK LIVE AT SUNSET
The Wellness Retreat is taking over Chicago’s Northerly Island for one unforgettable day of...

The Wellness Retreat: A Festival Where Mind, Body, and Music Meet

Donald E. Stephen's Convention Center

Lulu La Reina becomes the first-ever professional wrestler to appear at the 2026 Chicago Ultimate Women’s Expo — the largest women’s expo in the United States.&nbsp;
Meet Lulu on October 24 and 25 at the Donald E. Stephens Convention Center, 5555 N River Rd, Rosemont, IL. Lulu La Reina is an emerging independent wrestler with 2+ years of experience competing across the country. Known as the Mexican Barbie, Lulu blends fierce, competitive energy with a vibrant personality, fashion style and proud Mexican heritage. She uses her platform to champion mental health awareness and women empowerment.&nbsp;
The Chicago Ultimate Women’s Expo brings together top brands, live talks, demos, complimentary glam services, a fashion show, and more in one location. Featured guests include Melissa Gilbert, Vivica A. Fox, Valerie Bertinelli, Porsha Williams, Rasheeda, and more to be announced.&nbsp;
&nbsp;🎟️ Get tickets at ChicagoWomensExpo.com Or visit SurgeDurango.com for a direct link, mention SurgeDurango / Lulu La Reina.

Local Event: SurgeDurango presents Lulu La Reina, Professional Wrestler at Chicago Ultimate Women's Expo

Rosemont

SurgeDurango presents Lulu La Reina,...

Lulu La Reina becomes the first-ever professional wrestler to appear at the 2026 Chicago Ultimate Women’s Expo — the largest...

SurgeDurango presents Lulu La Reina, Professional Wrestler at Chicago Ultimate Women's Expo

🌱 Patch AM: Why one missing curb ramp has Oak...

Happening soon: Automotive Basics: A Beginner-Friendly Class on the Oak Park Patch calendar

🌱 Patch AM: Why one missing curb ramp has Oak Park neighbors so worried

Pete Crow-Armstrong Joins 40-40 Club When He...

He becomes one of just seven MLB players to accomplish the feat.

Pete Crow-Armstrong Joins 40-40 Club When He Swipes Base For Cubs Against Marlins

Sports

Lauren Traut

Will County

Frankfort

Lawyer 'Very Worried' About  Corie Walsh, Wants...

Family was at the courthouse in support of the Frankfort mom accused of killing her toddler: "They all know this is not who she is."

Lawyer 'Very Worried' About  Corie Walsh, Wants Her Hospitalized: 'She Was Psychotic' At Time Of Son's Death

Crime & Safety

🌱 Patch AM: Oak Park resident charged in...

Also, don’t miss Automotive Basics: A Beginner-Friendly Class on the Oak Park Patch calendar

🌱 Patch AM: Oak Park resident charged in federal PPP fraud crackdown details revealed

Across Illinois

Toys'R'Us Makes A Comeback In IL 8 Years After...

The toy retailer said 160 standalone U.S. stores are expected to be open by the holiday season, including a new Illinois location.

Toys'R'Us Makes A Comeback In IL 8 Years After Mass Closures

Business

‘Living In A Work Of Art’: Oak Park Woman...

Samantha Lotti admired Frank Lloyd Wright homes but expected to buy one. Three steps in, ‘I fell in love with this house,” she said.

Nearby Communities

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Community Corner

Parenthesis Children's and Maternity Consignment Sale

Casey Cora, Patch Staff

Find out what's happening in Oak Park-River Forestfor free with the latest updates from Patch.

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Automotive Basics: A Beginner-Friendly Class

Knowledge Exchange Used Book Sale

Illinois Rock & Roll Museum Hall of Fame Ceremony Comes to Chicago!

Dinner + a Show with Comedian Vik Balaji

The Wellness Retreat: A Festival Where Mind, Body, and Music Meet

SurgeDurango presents Lulu La Reina, Professional Wrestler at Chicago Ultimate Women's Expo

RowCal - Arlington Heights

British International School of Chicago, South Loop

Cathy Yanda | Baird & Warner | Oak Park & River Forest

Cathy Yanda | Baird & Warner | Oak Park & River Forest

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Art Studio 928 - Oak Park, IL

Nearby Communities

State Edition

National Edition

Parenthesis Children's and Maternity Consignment Sale

Casey Cora, Patch Staff<img alt="Verified Patch Staff Badge" class="styles-module-scss-module__AKw7-a__Badge" src="https://patch.com/img/cdn/assets/layout/badges/verified-patch-staff.svg"/>

Find out what's happening in Oak Park-River Forestfor free with the latest updates from Patch.

Casey Cora, Patch Staff