Mission Ready: Estate Planning Tips for Veterans

Cathy Yanda | Baird & Warner | Oak Park & River Forest

For many veterans, the home is the cornerstone of the American Dream they served to protect. But when it comes to "mission-readiness," many overlook how military benefits intersect with real estate and estate planning. Whether you used a VA loan or are looking to pass your legacy to your children, here are critical steps to ensure your plan is as disciplined as your service. 1. The "Trust" Factor with VA Loans If you bought your home with a VA-backed loan, you can generally transfer it into a Living Trust without triggering a "due-on-sale" clause, provided it remains your primary residence. This allows your family to avoid probate—the long, expensive court process of proving ownership after you pass. 2. Protect Your Tax Exemptions Illinois offers significant property tax breaks for disabled veterans. However, these don't always "travel" automatically. If you move your home into a trust, ensure your attorney includes specific language that preserves your right to the homestead and veteran tax exemptions. Also, check if these exemptions are portable for a surviving spouse. 3. Update Your Beneficiaries A common mistake is updating a Will but forgetting the beneficiary forms on life insurance (VGLI) or a Thrift Savings Plan (TSP). The Rule: A beneficiary form overrides a Will. If an old beneficiary is still listed on your policy, they will likely receive the payout regardless of what your Will says. 4. Secure Your DD214 In the military, if it isn’t in writing, it didn’t happen. Your family will need your DD214 to access almost every benefit, from burial honors to survivor pensions. Keep a digital and physical copy in a fireproof safe and ensure your executor knows the location. About the Author: Cathy Yanda is a USMC Veteran and a REALTOR® with Baird &amp; Warner in Oak Park. As a Senior Real Estate Specialist (SRES) and Military Relocation Professional (MRP), she is dedicated to helping fellow veterans navigate the complexities of real estate and legacy planning.

Cook County

Chicago Metropolitan Area

Oak Park-River Forest

Illinois

Cathy Yanda | Baird & Warner | Oak Park & River...

For many veterans, the home is the cornerstone of the American Dream they served to protect. But when it comes to "mission-readiness," many...

RowCal - Arlington Heights

Our mission is simple: make HOA management easier, more transparent, and more human—for boards, homeowners, and neighborhoods across the country. We believe strong communities start with clear communication, dependable service, and tools that help everyone stay connected. We combine local expertise with national resources, giving every community the best of both worlds. Our local teams understand the unique needs of each neighborhood, while our broader network provides the systems, technology, and experience to support communities of every size.

Eric DeGrechie

Glenview

Our mission is simple: make HOA management easier, more transparent, and more human—for boards, homeowners, and neighborhoods across the country....

Nickola Wells is a dedicated real estate professional based

Nickola Wells

Nickola Wells is a dedicated real estate professional based in Lake Forest, Illinois, serving clients throughout the Chicago area. With over two decades of industry experience, she provides expert guidance for buyers, sellers, and those navigating complex life transitions. As a RE/MAX affiliated agent, Nickola specializes in comprehensive real estate services, including buyer and seller representation, property listing, and new construction consultation. She offers particular expertise in probate and estate real estate, ensuring that every client receives tailored strategies for their unique property goals. Clients can expect a transparent, supportive experience designed to remove uncertainty from the buying or selling process. By prioritizing clear communication and honest advice, Nickola helps her clients make informed decisions that lead to successful outcomes.

DuPage County

David Giuliani

Burr Ridge

Nickola Wells is a dedicated real estate professional based in Lake Forest, Illinois, serving clients throughout the Chicago area. With over two...

British International School of Chicago, South Loop

Our school is dedicated to shaping a generation of successful, creative, and resilient global citizens. Our inclusive community and personalized international curriculum combine the best of both worlds, giving our Preschool, Primary, Middle School and High School students a truly global outlook rooted in Chicago’s rich heritage.

Chicago

British International School of Chicago, South...

Our school is dedicated to shaping a generation of successful, creative, and resilient global citizens. Our inclusive community and personalized...

Cathy Yanda, a REALTOR® with Baird &amp; Warner, defines her business by service, integrity, and deep local roots. As a U.S. Marine Corps veteran, she applies a "mission-first" approach to every client goal, whether you’re buying your first home in Galewood or right-sizing a family estate in Oak Park. For Cathy, real estate isn’t just about the transaction; it’s about navigating the most significant transitions of your life with a steady hand and a clear strategy. Specialized Services Senior Transitions (SRES®): Tailored guidance for clients 50+ who are right-sizing. Cathy understands the emotional and financial complexities of selling a long-time family home and specializes in making the process seamless. Military Relocation (MRP®): Expert support for active-duty service members and veterans. Cathy leverages her own experience to ensure you maximize your benefits and find the right fit, fast. Hyper-Local Expertise: Whether it’s the historic bungalows of Galewood or the Victorian classics of Oak Park, Cathy provides data-driven marketing to ensure your property reaches the right buyers. What Makes Cathy Unique The Veteran Edge: Discipline, logistical precision, and unflappable negotiation. Cathy manages the moving pieces of your real estate transaction so you don't have to. Deep Community Roots: Cathy is more than just an agent; she’s a neighbor. From organizing the annual community Toys for Tots drive to her active membership in the Oak Park Area Association of Realtors (OPAAR), she is invested in the long-term vibrancy of our area. Tech-Forward &amp; Human-Centered: Cathy combines modern technology—including the latest AI-driven marketing strategies—with genuine, one-on-one attention. She believes that while tools make the process efficient, human connection makes it successful. Ready to start your next chapter? Whether you’re scaling up or right-sizing, Cathy brings the experience and the heart to get the job done right. Connect with Cathy today.

Cathy Yanda, a REALTOR® with Baird & Warner, defines her business by service, integrity, and deep local roots. As a U.S. Marine Corps veteran, she...

Discover Oak Park’s Hidden Gem – A living world of beauty

Oak Park Conservatory

Located in historic Oak Park, Illinois, the Oak Park Conservatory is a treasured landmark and one of the community’s top three historical sites. Free and open to the public, the Conservatory offers visitors a lush escape into nature with three distinct indoor showrooms — the Mediterranean Room, Tropical Room, and Desert Room — each showcasing a diverse collection of plants from around the world. Outside, the urban gardens continue the experience with native Illinois landscapes featured in the Elsie Jacobsen Discovery Garden and Rubinstein Garden. Sweeps of prairie grasses and native blooms welcome you at the entrance, inviting you to slow down and explore this hidden oasis in the heart of the village. Owned and operated by the Park District of Oak Park, the Conservatory provides year-round opportunities to connect with nature through programs, events, and community initiatives. Highlights include: • Seasonal Events: Enjoy festive gatherings throughout the year such as the Candlelight Walk, Shamrock Scavenger Hunt, and Halloween Fright at Night. • Plant &amp; Garden Markets: Shop a variety of seasonal plant sales, including the Winter Seed Sale, Valentine’s Market, Spring Plant Sale, Perennial Pollinator Sale, Succulent &amp; Cacti Sale, Fall Mum &amp; Bulb Sale, and Winter Greens Market. • Private Event Rentals: Celebrate life’s milestones surrounded by natural beauty. The Conservatory is available for weddings, showers, graduations, birthday parties, memorial services, and other special occasions. • Educational Programs: Participate in a variety of hands-on programs for all ages — from adult gardening workshops to free early childhood nature programs that inspire young explorers. Whether you’re a lifelong plant lover or simply seeking a moment of calm, the Oak Park Conservatory offers a space to reconnect with nature, beauty, and community — right in your own backyard.

Located in historic Oak Park, Illinois, the Oak Park Conservatory is a treasured landmark and one of the community’s top three historical sites....

Boutique Event Space for Creative Gatherings|Art Experiences

Art Studio 928 - Oak Park, IL

Studio 928 is a boutique event space in Oak Park and a light-filled creative studio designed for gatherings that feel personal, inspiring, and memorable. Located on the South Boulevard Murals Corridor in the historic district—just steps from the train—our space blends art, community, and celebration. We specialize in hands-on art experiences and creative events for corporate teams, families, and community groups. From paint-and-sip parties and Prairie-style faux stained glass workshops to corporate team off-sites, birthdays, and pop-up events, Studio 928 offers curated experiences with expert guidance and a welcoming atmosphere. Founded and led by artist Cheryl Vargas, Studio 928 is known for its intimate scale, thoughtful design, and experiences that make creativity accessible—no prior art experience required. Ideal for: Boutique private events &amp; celebrations Creative team offsites &amp; corporate gatherings Art workshops &amp; guided experiences Birthday parties &amp; milestone moments Community events &amp; pop-ups If you’re searching for a boutique event space in Oak Park that offers more than just four walls, Studio 928 is where people come to create, connect, and celebrate. 📍 451 South Boulevard, Oak Park, IL 60302

Studio 928 is a boutique event space in Oak Park and a light-filled creative studio designed for gatherings that feel personal, inspiring, and...

<figure><img data-image="22965352-1506378039" data-src="https://patch.com/img/cdn20/users/22965352/20170925/062038/styles/raw/public/processed_images/1506378038-1506378038-7956.jpg" data-sizes="(min-width: 780px) 726px, 100vw" data-srcset="https://patch.com/img/cdn20/users/22965352/20170925/062038/styles/raw/public/processed_images/1506378038-1506378038-7956.jpg?width=640 640w, https://patch.com/img/cdn20/users/22965352/20170925/062038/styles/raw/public/processed_images/1506378038-1506378038-7956.jpg?width=726 726w" /></figure>Please share, lost heirloom ring on Thursday 21 2017 in starbucks at Lake and Harlem. Reported to River Forest Police under #17-01600.Or call 312-498-9835

<figure><img data-image="22965352-1506378039" data-src="https://patch.com/img/cdn20/users/22965352/20170925/062038/styles/raw/public/processed_images/1506378038-1506378038-7956.jpg" data-sizes="(min-width: 780px) 726px, 100vw" data-srcset="https://patch.com/img/cdn20/users/22965352/20170925/062038/styles/raw/public/processed_images/1506378038-1506378038-7956.jpg?width=640 640w, https://patch.com/img/cdn20/users/22965352/20170925/062038/styles/raw/public/processed_images/1506378038-1506378038-7956.jpg?width=726 726w" /></figure>Please share, lost heirloom ring on Thursday 21 2017 in starbucks at Lake and Harlem. Reported to River Forest Police under #17-01600.Or call 312-498-9835

Lost Heirloom ring

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Ready to sharpen your digital marketing expertise? Join this free online 45 min session with instructor James Moore to learn how the Digital Marketing Strategy Certificate can help you develop the in-demand skills employers are looking for.&nbsp;During this interactive session, you will:
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Reserve your spot today and see how DePaul's Digital Marketing Strategy Certificate can help you stay ahead in today's evolving digital landscape.&nbsp;
<a href="https://execed.depaul.edu/product?catalog=DCB_DMS_INFO" rel="nofollow noopener" target="_blank">Digital Marketing Strategy Information Session</a>

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Digital Marketing Strategy Information Session

Ready to sharpen your digital marketing expertise? Join this free online 45 min session with instructor James Moore to learn...

AI is changing the way organizations identify funding opportunities and make fundraising decisions—but technology alone doesn’t raise money.
Join us for a free Learn for Life at DePaul webinar, <a href="https://grad.depaul.edu/register/?id=d4b37748-1d6f-4669-add5-df68e2965b6e&amp;utm_source=patch&amp;utm_medium=event_listing&amp;utm_content=Sept_webinar" rel="nofollow noopener" target="_blank">Fundraising in the Age of AI: Smarter Strategies for Mission-Driven Organizations</a>, featuring social impact leader and DePaul SCPS alum Bevon Joseph. Drawing on nearly 15 years of experience raising millions of dollars and building mission-driven organizations, Bevon will share practical strategies for using AI to strengthen fundraising efforts while staying focused on what matters most: relationships, readiness, and impact. 
This free, one-hour, virtual <a href="https://grad.depaul.edu/register/?id=d4b37748-1d6f-4669-add5-df68e2965b6e&amp;utm_source=patch&amp;utm_medium=event_desc&amp;utm_content=Sept_webinar" target="_blank" rel="nofollow noopener">session</a>&nbsp;is ideal for nonprofit professionals, social entrepreneurs, grant writers, and emerging leaders looking to increase their organization's impact.
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</ul>
Visit our <a href="https://scps.depaul.edu/academics/continuing-education/learn-for-life" target="_blank" rel="nofollow noopener">website</a> for more information.

Local Event: Fundraising in the Age of AI

Fundraising in the Age of AI

AI is changing the way organizations identify funding opportunities and make fundraising decisions—but technology alone doesn’t...

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HVAC Replacement 
The Leyden Fire Protection District (Owner) is requesting Bids for the removal and replacement 6 HVAC units. Sealed Bids for the construction of the Project will be received at the Leyden Fire Protection District 2600 Mannheim Road Franklin Park IL 60134, until Tuesday, September 8, 2026, at 4:00 pm local time. At that time the Bids received will be publicly opened and read. The Project includes furnishing all labor, materials, and equipment required to perform removal of 6 HVAC units. To schedule a walk-through of the system or answer any questions you have may be sent to <a href="mailto:firechief@leydenfire.com" rel="noopener nofollow" target="_blank">firechief@leydenfire.com</a> or call 847-455-0180.

🌱 Patch AM: How a $57 million police station...

Be sure to catch Digital Marketing Strategy Information Session on the Oak Park Patch calendar

🌱 Patch AM: How a $57 million police station could reshape Village Hall

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🌱 Patch AM: What will new $140K in computers...

Also check out Digital Marketing Strategy Information Session on the Oak Park Patch calendar

🌱 Patch AM: What will new $140K in computers mean for OPRF students’ classes?

Across Illinois

Sexual Conduct With Dog | Rescued Beluga Whale...

Rabid bat found | Judge deports six "abandoned" kids | Starving dogs found in home with dead animals | Teacher runs Mississippi River

Sexual Conduct With Dog | Rescued Beluga Whale Dies | Police Memorial Defaced: IL News

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Sleeping Woman Wakes To Bat In Her Mouth: Weird...

Classroom catches fire and, of course, the snake was blamed; human skull donated to thrift; ‘Chucky’ suspect nabbed; that’s a big fish, man.

Sleeping Woman Wakes To Bat In Her Mouth: Weird News & Oddities

Woman Wakes To Bat ‘Kiss’: Weird News & Oddities

This Is The Stuff Of Night Terrors; Woman Wakes To Bat ‘Kiss’: Weird News & Oddities

$900 Per Kid Back-To-School Costs Push Some...

Back-to-school costs are pushing some parents toward credit, side jobs, resale and even gambling as the annual school tab keeps climbing.

$900 Per Kid Back-To-School Costs Push Some Parents Deeper In Debt

School Shopping Is Causing Real Anxiety For Some Parents

Would You Gamble To Pay For Your Child's School Supplies? Some Parents Do

Schools

‘Living In A Work Of Art’: Oak Park Woman...

Samantha Lotti admired Frank Lloyd Wright homes but expected to buy one. Three steps in, ‘I fell in love with this house,” she said.

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Lost Heirloom ring

Lost Heirloom ring in Starbucks.

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