Mission Ready: Estate Planning Tips for Veterans

Cathy Yanda | Baird & Warner | Oak Park & River Forest

For many veterans, the home is the cornerstone of the American Dream they served to protect. But when it comes to "mission-readiness," many overlook how military benefits intersect with real estate and estate planning. Whether you used a VA loan or are looking to pass your legacy to your children, here are critical steps to ensure your plan is as disciplined as your service. 1. The "Trust" Factor with VA Loans If you bought your home with a VA-backed loan, you can generally transfer it into a Living Trust without triggering a "due-on-sale" clause, provided it remains your primary residence. This allows your family to avoid probate—the long, expensive court process of proving ownership after you pass. 2. Protect Your Tax Exemptions Illinois offers significant property tax breaks for disabled veterans. However, these don't always "travel" automatically. If you move your home into a trust, ensure your attorney includes specific language that preserves your right to the homestead and veteran tax exemptions. Also, check if these exemptions are portable for a surviving spouse. 3. Update Your Beneficiaries A common mistake is updating a Will but forgetting the beneficiary forms on life insurance (VGLI) or a Thrift Savings Plan (TSP). The Rule: A beneficiary form overrides a Will. If an old beneficiary is still listed on your policy, they will likely receive the payout regardless of what your Will says. 4. Secure Your DD214 In the military, if it isn’t in writing, it didn’t happen. Your family will need your DD214 to access almost every benefit, from burial honors to survivor pensions. Keep a digital and physical copy in a fireproof safe and ensure your executor knows the location. About the Author: Cathy Yanda is a USMC Veteran and a REALTOR® with Baird &amp; Warner in Oak Park. As a Senior Real Estate Specialist (SRES) and Military Relocation Professional (MRP), she is dedicated to helping fellow veterans navigate the complexities of real estate and legacy planning.

Cook County

Chicago Metropolitan Area

Oak Park-River Forest

Illinois

Cathy Yanda | Baird & Warner | Oak Park & River...

For many veterans, the home is the cornerstone of the American Dream they served to protect. But when it comes to "mission-readiness," many...

British International School of Chicago, South Loop

Our school is dedicated to shaping a generation of successful, creative, and resilient global citizens. Our inclusive community and personalized international curriculum combine the best of both worlds, giving our Preschool, Primary, Middle School and High School students a truly global outlook rooted in Chicago’s rich heritage.

Chicago

British International School of Chicago, South...

Our school is dedicated to shaping a generation of successful, creative, and resilient global citizens. Our inclusive community and personalized...

Cathy Yanda, a REALTOR® with Baird &amp; Warner, defines her business by service, integrity, and deep local roots. As a U.S. Marine Corps veteran, she applies a "mission-first" approach to every client goal, whether you’re buying your first home in Galewood or right-sizing a family estate in Oak Park. For Cathy, real estate isn’t just about the transaction; it’s about navigating the most significant transitions of your life with a steady hand and a clear strategy. Specialized Services Senior Transitions (SRES®): Tailored guidance for clients 50+ who are right-sizing. Cathy understands the emotional and financial complexities of selling a long-time family home and specializes in making the process seamless. Military Relocation (MRP®): Expert support for active-duty service members and veterans. Cathy leverages her own experience to ensure you maximize your benefits and find the right fit, fast. Hyper-Local Expertise: Whether it’s the historic bungalows of Galewood or the Victorian classics of Oak Park, Cathy provides data-driven marketing to ensure your property reaches the right buyers. What Makes Cathy Unique The Veteran Edge: Discipline, logistical precision, and unflappable negotiation. Cathy manages the moving pieces of your real estate transaction so you don't have to. Deep Community Roots: Cathy is more than just an agent; she’s a neighbor. From organizing the annual community Toys for Tots drive to her active membership in the Oak Park Area Association of Realtors (OPAAR), she is invested in the long-term vibrancy of our area. Tech-Forward &amp; Human-Centered: Cathy combines modern technology—including the latest AI-driven marketing strategies—with genuine, one-on-one attention. She believes that while tools make the process efficient, human connection makes it successful. Ready to start your next chapter? Whether you’re scaling up or right-sizing, Cathy brings the experience and the heart to get the job done right. Connect with Cathy today.

Cathy Yanda, a REALTOR® with Baird & Warner, defines her business by service, integrity, and deep local roots. As a U.S. Marine Corps veteran, she...

Discover Oak Park’s Hidden Gem – A living world of beauty

Oak Park Conservatory

Located in historic Oak Park, Illinois, the Oak Park Conservatory is a treasured landmark and one of the community’s top three historical sites. Free and open to the public, the Conservatory offers visitors a lush escape into nature with three distinct indoor showrooms — the Mediterranean Room, Tropical Room, and Desert Room — each showcasing a diverse collection of plants from around the world. Outside, the urban gardens continue the experience with native Illinois landscapes featured in the Elsie Jacobsen Discovery Garden and Rubinstein Garden. Sweeps of prairie grasses and native blooms welcome you at the entrance, inviting you to slow down and explore this hidden oasis in the heart of the village. Owned and operated by the Park District of Oak Park, the Conservatory provides year-round opportunities to connect with nature through programs, events, and community initiatives. Highlights include: • Seasonal Events: Enjoy festive gatherings throughout the year such as the Candlelight Walk, Shamrock Scavenger Hunt, and Halloween Fright at Night. • Plant &amp; Garden Markets: Shop a variety of seasonal plant sales, including the Winter Seed Sale, Valentine’s Market, Spring Plant Sale, Perennial Pollinator Sale, Succulent &amp; Cacti Sale, Fall Mum &amp; Bulb Sale, and Winter Greens Market. • Private Event Rentals: Celebrate life’s milestones surrounded by natural beauty. The Conservatory is available for weddings, showers, graduations, birthday parties, memorial services, and other special occasions. • Educational Programs: Participate in a variety of hands-on programs for all ages — from adult gardening workshops to free early childhood nature programs that inspire young explorers. Whether you’re a lifelong plant lover or simply seeking a moment of calm, the Oak Park Conservatory offers a space to reconnect with nature, beauty, and community — right in your own backyard.

Located in historic Oak Park, Illinois, the Oak Park Conservatory is a treasured landmark and one of the community’s top three historical sites....

Chicago a cappella

Chicago a cappella welcomes everyone to experience the universal joy of ensemble singing through fun, innovative concerts and educational programs.

Rachel Barnes

Evanston

Boutique Event Space for Creative Gatherings|Art Experiences

Art Studio 928 - Oak Park, IL

Studio 928 is a boutique event space in Oak Park and a light-filled creative studio designed for gatherings that feel personal, inspiring, and memorable. Located on the South Boulevard Murals Corridor in the historic district—just steps from the train—our space blends art, community, and celebration. We specialize in hands-on art experiences and creative events for corporate teams, families, and community groups. From paint-and-sip parties and Prairie-style faux stained glass workshops to corporate team off-sites, birthdays, and pop-up events, Studio 928 offers curated experiences with expert guidance and a welcoming atmosphere. Founded and led by artist Cheryl Vargas, Studio 928 is known for its intimate scale, thoughtful design, and experiences that make creativity accessible—no prior art experience required. Ideal for: Boutique private events &amp; celebrations Creative team offsites &amp; corporate gatherings Art workshops &amp; guided experiences Birthday parties &amp; milestone moments Community events &amp; pop-ups If you’re searching for a boutique event space in Oak Park that offers more than just four walls, Studio 928 is where people come to create, connect, and celebrate. 📍 451 South Boulevard, Oak Park, IL 60302

Studio 928 is a boutique event space in Oak Park and a light-filled creative studio designed for gatherings that feel personal, inspiring, and...

Source: <a href="http://www.vrf.us/" rel="noopener nofollow" target="_blank">The Village of River Forest</a>.<a href="https://patch.com/illinois/oakpark" target="_blank" rel="noopener">River Forest</a> residents whose homes were damaged in the June 15 storm can put flood-related trash at the curb for pick-up on their usual garbage day during the week of June 22. Electronic items are prohibited. Learn more about <a href="http://www.vrf.us/residents/refuse-a-recycling" rel="noopener nofollow" target="_blank">refuse and recycling in River Forest</a>.

Source: <a href="http://www.vrf.us/" rel="noopener nofollow" target="_blank">The Village of River Forest</a>.

<a href="https://patch.com/illinois/oakpark" target="_blank" rel="noopener">River Forest</a> residents whose homes were damaged in the June 15 storm can put flood-related trash at the curb for pick-up on their usual garbage day during the week of June 22. Electronic items are prohibited.

Learn more about <a href="http://www.vrf.us/residents/refuse-a-recycling" rel="noopener nofollow" target="_blank">refuse and recycling in River Forest</a>.

River Forest Offers Special Pick Up for Flood-Damaged Items

Politics & Government

Forest Park

West Side

Bucktown-Wicker Park

North Center-Roscoe Village

DuPage County

David Giuliani

Elmhurst

La Grange

Western Springs

Lincoln Park

Lincoln Square

Lakeview

Join us in downtown Winnetka, IL this Sat-Sun, May 30-31 (10am-4pm both days). The North Shore Artisan&nbsp;Market&nbsp;will be OUTDOORS at Winnetka Station &amp;&nbsp;Station Park (754 Elm St., Winnetka, IL) -- showcasing 100 talented local &amp; Midwest artisans in food, fashion, home goods &amp; art.&nbsp;&nbsp;
RSVP &amp; let us know you're coming:&nbsp;<a href="https://northshoreartisanmarket.com/RSVP-wilmette" target="_blank" rel="nofollow noopener">https://NorthShoreArtisanMarke...</a>&nbsp;
Free Entry * Dog-friendly&nbsp;* Kid-friendly * METRA &amp;&nbsp;Bike accessible * Free&nbsp;Street Parking
* WHY: Shop small, local &amp; sustainable - with talented artisans &amp; small businesses who pour their passions into creating one-of-a-kind products.
* WHEN:&nbsp; Sat-Sun, May 30-31 (10am-4pm both days)
&nbsp;* WHAT YOU'LL FIND: Art Jewelry | Woodworking | Pottery | Prints &amp; Illustrations | Gourmet Food | Cards &amp; Gifts | Decorative Art |&nbsp;Plushies | Candles | Chocolates &amp; Bakery Items | Leather Goods |&nbsp;Spa &amp; Bath | Bags &amp; Accessories | Vintage Jewelry | Chicago-themed | Sporting Collectibles | Kitchen &amp; Bath Accessories | Artisan Fragrances | Kids &amp; Pets | Thoughtful Gifts...and much more!
Are you a talented artisan looking to vend in the Chicago area?
Learn more about our curated artisan markets in Chicago (Fulton Market &amp; Ravenswood), Oak Brook, Naperville, and North Shore (Winnetka &amp; Northbrook) at <a href="https://chicagoartisanmarket.com/vendors?fbclid=IwZXh0bgNhZW0CMTAAYnJpZBExTVFneWNuaXp5OFdmVlV6QwEeLK3Y3-q9dgX8GGHCbHHlYPrHFdLzOLsWikfg052ULKKVd5FCmv3IdSFbuqk_aem_O3glQosAMxaZOb1bMM2kMg" target="_blank" rel="nofollow noopener">ChicagoArtisanMarket.com/vendors</a> - or apply now at <a href="https://l.facebook.com/l.php?u=http%3A%2F%2FChicagoArtisanMarket.com%2Fapply%3Ffbclid%3DIwZXh0bgNhZW0CMTAAYnJpZBExTVFneWNuaXp5OFdmVlV6QwEeObGWCAfeAcvm1n8N6OQno0v7eGywTK0B7OpNzte9wK1Cxluh0k7NnH0xsDs_aem_iD-cEBw6aYmSV0K81g-mZA&amp;h=AT2fNyl-fYdoukWHd1BgBXOM0k9caveU7l5qLguFB_V_5g_6gel-TD_S_5sPVmTJ7Cj9YKcuvb_5sA70K9QGxrxffQNWn-Es0-DHyhRFhPn3jD8Eawqe6pZw0OIl9s7faiLUNsP85_HWERN-zCriRUhvHsOnBN3g&amp;__tn__=-UK-R&amp;c[0]=AT1ivyIihcilV6j1mZEJvh7YE-e3hnjNyMCTkPMyhC3iGcqyV7yxVhwHqu7j8JCAjmxPdBZaWNgJCaGlWyc08_AOyuSVwlMr4jx7CMD5s4G3OVia5xO1aDmL-XVs6UzkNk1B5dwv14VluzJrdCO4TN-SALSYhmEirt3rPPKbpRsjOm7QKAORdg8WW1RZ4pDTyxXCovtkNdQsnO9neVaSIrBdKQ" target="_blank" rel="nofollow noopener">ChicagoArtisanMarket.com/apply</a>&nbsp;
(Vendors - we do not charge junk fees just to fill out our online application.)
"Keep your friends close, and your supply chain closer."&nbsp;&nbsp;- North Shore Artisan Market | Chicago | Oak Brook | Naperville
About North Shore Artisan Market:
The North Shore Artisan Market is produced by INV Marketing Group, a Chicago area company based in Oak Brook, IL that operates the <a href="https://chicagoartisanmarket.com/tickets" target="_blank" rel="nofollow noopener">Chicago Artisan Market</a> (two locations in Fulton Market and Ravenswood), the <a href="https://oakbrookartisanmarket.com/" target="_blank" rel="nofollow noopener">Oak Brook Artisan Market</a>, the <a href="https://napervilleartisanmarket.com/rsvp" target="_blank" rel="nofollow noopener">Naperville Artisan Market</a> and the <a href="https://northshoreartisanmarket.com/" target="_blank" rel="nofollow noopener">North Shore Artisan Market</a> (Northbrook &amp; Winnetka). We’ve been showcasing &amp; supporting small businesses throughout Chicagoland for 20+ years. Founded in 2004, INV Marketing Group LLC has produced well over 150 signature events and pop-up markets supporting small businesses&nbsp;in the greater Chicago area.

Local Event: North Shore Artisan Market - Winnetka (This Sat-Sun, May 30-31)

Winnetka-Glencoe

North Shore Artisan Market - Winnetka (This...

Join us in downtown Winnetka, IL this Sat-Sun, May 30-31 (10am-4pm both days). The North Shore Artisan Market will be OUTDOORS...

North Shore Artisan Market - Winnetka (This Sat-Sun, May 30-31)

<h4>June 6-7, 2026: 5th Annual Rosemont Uncorked</h4>
Rosemont Uncorked returns to Parkway Bank Park in Rosemont on June 6–7, 2026, with two days of outdoor wine tasting, live music, and easy access from Chicago and the suburbs. Your ticket is a flexible weekend pass, so you can come Saturday, Sunday, or both days with the same admission, enjoy a souvenir glass, and use your tasting tickets to explore reds, whites, rosés, meads, and bubbly from wineries across Illinois. Grab a spot on the lawn, listen to bands, visit the park’s restaurants, and stock up on your favorite bottles to take home—all in one walkable entertainment district.
Festival hours are:
<ul><li>Saturday noon–7 p.m.</li><li>Sunday noon–5 p.m.</li><li>VIP ticket holders may enter at 11 a.m. for first pours and the best choice of seating.</li><li>Designated driver and youth tickets are available.</li><li>Parkway Bank Park offers convenient parking plus easy connections to the CTA Blue Line and a free circulator bus.</li></ul>

Local Event: Rosemont Uncorked

Rosemont

Rosemont Uncorked

June 6-7, 2026: 5th Annual Rosemont Uncorked
Rosemont Uncorked returns to Parkway Bank Park in Rosemont on June 6–7, 2026, with...

Baird & Warner

JOIN&nbsp;THE&nbsp;FUN!!&nbsp;Get ready to lift your voice and move your body at this high-energy afternoon event celebrating the best women anthems of all time. This inclusive gathering creates a space for women to sing, dance, and network, with all guests ages 10 to 110 welcome to join the fun. Text Cathy at 773.315.7005 for more info

Local Event: Sing & Dance & Socialize: Women Celebrating Women

Sing & Dance & Socialize: Women Celebrating Women

JOIN THE FUN!! Get ready to lift your voice and move your body at this high-energy afternoon event celebrating the best women...

🌱 Patch AM: Why a judge delayed the decision on...

And on the Oak Park Patch calendar - North Shore Artisan Market - Winnetka (This Sat-Sun, May 30-31)

🌱 Patch AM: Why a judge delayed the decision on West Suburban’s future

Community Corner

Passenger Tried To Breach Cockpit On United...

The United flight was diverted to Madison, Wisconsin, where authorities removed an unruly passenger, according to the airline.

Passenger Tried To Breach Cockpit On United Flight From Chicago: Reports

Passenger Tried To Breach Cockpit On United Flight From Chicago

Crime & Safety

🌱 Patch AM: Want to help lead Oak Park’s...

Also, don’t miss North Shore Artisan Market - Winnetka (This Sat-Sun, May 30-31) on the Oak Park Patch calendar

🌱 Patch AM: Want to help lead Oak Park’s schools? Here’s how to apply

Across Illinois

Man Accused Of Trying To Run Over Brother |...

Plus: Reckless homicide in police chief's death | Child luring | Fired corrections officer faces child porn charges | 

Man Accused Of Trying To Run Over Brother | Tree Falls On Kids In Hammock | Mayor Meets Da Pope: IL News

Route 66 Kicks, Supernatural Pizza, More: Good...

Join us on Route 66 adventures, duckling rescue missions and a supernatural pizza parlor story in this edition of Good News, Illinois. 

Route 66 Kicks, Supernatural Pizza, More: Good News, Illinois

‘Living In A Work Of Art’: Oak Park Woman...

Samantha Lotti admired Frank Lloyd Wright homes but expected to buy one. Three steps in, ‘I fell in love with this house,” she said.

Nearby Communities

State Edition

National Edition

Politics & Government

River Forest Offers Special Pick Up for Flood-Damaged Items

Electronic items are prohibited.

Morgan Searles, Patch Staff

Find out what's happening in Oak Park-River Forestfor free with the latest updates from Patch.

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Where Do Oak Park Homeowners Go After They Sell?

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Free Outdoor Concert Series Monthly at Oak Park Arms

North Shore Artisan Market - Winnetka (This Sat-Sun, May 30-31)

Rosemont Uncorked

Sing & Dance & Socialize: Women Celebrating Women

British International School of Chicago, South Loop

Cathy Yanda | Baird & Warner | Oak Park & River Forest

Cathy Yanda | Baird & Warner | Oak Park & River Forest

Oak Park Conservatory

Chicago a cappella

Art Studio 928 - Oak Park, IL

Nearby Communities

State Edition

National Edition

River Forest Offers Special Pick Up for Flood-Damaged Items

Electronic items are prohibited.

Morgan Searles, Patch Staff<img alt="Verified Patch Staff Badge" class="styles_Badge__np_hU" src="https://patch.com/img/cdn/assets/layout/badges/verified-patch-staff.svg"/>

Find out what's happening in Oak Park-River Forestfor free with the latest updates from Patch.

Morgan Searles, Patch Staff