Homeownership... a puzzle within a puzzle. You've thought about it over and over many times but are unsure of where to start. I suggest you start at the beginning and work on the "frame" of your puzzle and as we add more pieces, the process will become clearer and you will have a better understanding of the journey to becoming a homeowner.
Step 1: What can I really afford?
When applying for a mortgage there are 5 factors that count in qualifying for a loan.
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- Your Income
- Your Debts
- Your Employment History
- Your Credit History
- Value of the Property
