How to Start Saving and Keep Going

Just like the old saying goes, no matter how big or small your salary is, if you don’t know how to save—you will never have any cushion when the rainy days come. Living with this motto can be hard, but when the rainy days come you will appreciate the effort more than ever.

So, how do you start saving? It’s not simple and it requires a great deal of effort to look away from temptations like sales and exclusive coupons, to persevere when it comes to saving money. So, here are some fail safe tips for saving:

1. Consider your savings like a “bill” – this means that you set aside money for savings as if you are paying for something important, so you will be “forced” to set the money aside.

2. Avoid paying unnecessary interests or fees – for example, ATM withdrawals from a different bank can incur fees and overtime these can all add up to a hefty sum.

3. Buy food from low-cost groceries – checkout Winco, Grocery Outlet, and Asian food stores, they have good food at low cost prices.

4. Check out stores with price check apps – checkout groceries or items at Walmart because they have this savings catcher app that automatically price checks what you bought with competitor stores and refund any price difference.

5. Peapod coupons for lazy days – if you feel really tired and just want to stay home, but need some grocery shopping done I suggest making use of Peapod Coupons. Peapod is convenient because they deliver and they have fresh, organic, and high quality produce.

6. Sticking to a certain grocery store for bigger deals – commonly most grocery stores have membership benefits like points that can be converted to cash or freebies—so, make the most out of these deals.

7. Couponing - coupons are definitely one of the go to items when shopping. Of course, you can shop and treat yourself with a little love. Macy’s coupons can be a heaven sent for pampering yourself and helps you save several $$$.

8. Where to search for big ticket items like furniture or other stuff for the house – try garage sales, online group sales, and even craigslist. With this trick, you can save tons of money.

9. Stop collecting trivial to high ticket items – collecting jewelry, makeup, bags, and shoes, watches, to plates, decorations and even souvenirs with the belief that it’s a good investment—honestly it’s just a trick to make you spend more. People say that high ticket bags are good investments because its value appreciates, but I have yet to see a secondhand bag sell for more than its original MSRP or even equal to its original MSRP, most often than not it will sell far below the original MSRP.

10. Sell the rest of your collection – I’m not saying to never keep a hobby, do so if it makes you happy; but try to limit your collection to one or two items, whether Louis Vuitton bags or jewelry or whatever tickles your fancy. Let go of everything else and you just might earn some needed bucks from them.

The struggle on saving money is real. There will be times when you slip and splurge. So if you can’t control yourself, make use of Peapod coupons then you won’t have to go out of your house and be tempted to buy unnecessary items—let the necessary things come to you.