All I want for Christmas is a home of my own

Surprisingly people who have dreamed of owning their own home are delighted to discover they can own a home for monthly payments less than their current rent. With a fixed rate mortgage your monthly mortgage does not increase while your rent will probably rise approximately 5% each year. 

With current interest rates on home loans and when the tax savings of home ownership are taken into consideration now just may be the ideal time for a switch from renting to owning!

Take a peek at one sample of what is available on the market.

This delightful starter home has beautiful hardwood floors and partial finished basement with 2 bathrooms. The kitchen is very crisp and clean the oversized garage is insulated. The home has had much tender loving care and detailed upgrades. What a luxury to come home to the privacy of your own space.

 http://www.obeo.com/754571

All you need is the ability to repay and a demonstrated willingness to repay a loan and you may be able to call this your home!

Depending on your income and credit history, there are several financing terms available. Rates are at an all time low, perfect timing to check out what you would qualify for. Here is an example:

3% down payment at 3.375% interest (APR as of 12/6/2012 3.758) total monthly payment, including escrows and PMI = $760/month!

Contact Penny Harrison at 515-202-0166 to help you find your dream home.

Complete an application on line to see if you qualify www.ApplyLSB.com