Maryland One of Best States for Retiring Rich (ICYMI)

Having enough money saved for a comfortable retirement is a question on the minds of many soon-to-be retirees and Americans across the country — and for good reason.

One-third of Americans lack any retirement savings.

GOBankingRates surveyed all 50 states plus the District of Columbia to determine not only what's affordable, but where you can actually maximize your retirement savings and live comfortably.

Maryland is ranked at No. 4 on the list.

• Get Patch’s daily newsletter and real-time news alerts, or like us on Facebook.

Here's what the site says about the state's retirement outlook:

• Average Social Security benefits: $1,371.89
• Average health insurance premium: $249
• Average Medicare spending per capita: $11,044.06
• Average savings interest rate: 0.073%
• Average 2-year CD interest rate: 0.679%
• Average home listing price: $323,530

Maryland ranks as the fourth best state to retire rich thanks mainly to its health and Social Security numbers, while Medicare spending per person in Maryland is $11,044.06, the third-highest on the list. The state also has a high average Social Security benefits payout. Retirees can also benefit from Maryland's relatively cheap health insurance premiums.

Based off of taxes, living expenses, banking rates, health insurance costs and Social Security payments, here is your financial guide to the best and worst states to retire rich.

The best:

1. Delaware
2. Michigan
3. Indiana
4. MARYLAND
5. Florida
6. New Jersey
7. Pennsylvania
8. Mississippi
9. Ohio
10. Georgia

And the worst:

1. Hawaii
2. Vermont
3. North Dakota
4. Montana
5. New Mexico
6. Alaska
7. Colorado
8. West Virginia
9. Maine
10. Nebraska

Here are some other findings:

Retirees Might Consider Migrating to the Right

• The 10 best states to retire rich lie east of the Mississippi River
• New Jersey pays the most Social Security money to retirees, with an average payout of $1,452.47 per month
• 8 of the 10 states with the lowest average house listing are located in the eastern portion of the country

Surprise! The West isn't Best

• Even with the lowest property tax in the nation, Hawaii ranks as the worst state to retire rich due to its extremely high average home listing price and cost of living index
• Alaska's average health insurance premiums top the most expensive list at a whopping $719
• 7 of the 10 worst states to retire rich are located in the West/Midwest
• Western states Montana, Oregon and New Mexico spend an average $3,733.83 less on Medicare for their citizens per year than eastern states like New Jersey, Maryland and Connecticut

"While warmer places like Arizona tend to be popular destinations to retire, our study found that states located on the East Coast in general offer retirees the most bang for their buck," said Kristen Bonner, lead researcher on the study. "We found that these states have lower home prices on average, as well as relatively low health insurance premiums and Social Security benefits among the highest in the country."

Methodology: GOBankingRates ranked these states based on the results of original research and analysis of costs affecting retirees. This cost analysis was based on four types of factors affecting retires: taxes, living expenses, banking, and healthcare and Social Security. These four types of factors were broken down as into sets of data points.