Vellum & Sigil LLC

Vellum & Sigil is an independent life insurance agency specializing in high-risk and impaired-risk coverage, with deep expertise in business protection planning.

Located at 350 Lincoln Street, Ste 2400, in Hingham, MA, the firm provides transparent, unbiased advocacy for families and business owners across six states: Massachusetts, Rhode Island, Maine, New Hampshire, Michigan, and Florida. With over five years of industry experience, Vellum & Sigil guides clients toward lasting financial protection through education rather than sales pressure.

Life insurance is the firm's core focus, with particular skill in placing coverage for clients with complex health histories — cases many agencies turn away. On the business side, Vellum & Sigil is a go-to resource for buy-sell agreement funding (cross-purchase, entity-purchase, and hybrid structures), key person insurance, and SBA loan collateral insurance, helping small business owners protect what they've built. The firm also has specialized experience with court-ordered life insurance in divorce proceedings under Massachusetts law, working alongside family law attorneys to ensure compliance and proper coverage.

Beyond life insurance, the agency offers long-term care and Medicare insurance, as well as group health benefits for businesses. Vellum & Sigil also provides professional notary services, including signature witnessing, document verification, and full apostille courier processing, with a mobile notary team offering evening and weekend availability.

As a 100% independent firm with access to over 60 insurance carriers, Vellum & Sigil ensures clients receive tailored coverage recommendations that prioritize their specific goals — backed by clear communication and a dedication to simplifying complex financial and legal documentation.