BOSTON, MA &mdash; For many aspiring homeowners across the Commonwealth, saving up a massive down payment remains the single biggest hurdle to buying a home. But a powerful state program just made homeownership a lot more accessible&mdash;if you act quickly.&#8203;The MassHousing New Down Payment Assistance (DPA) Program for 2026 has officially returned with major updates, offering a massive boost to buyers looking to bridge the affordability gap. Local Mortgage Advisor Geovanne Colon (NMLS #1880655) with South Wind Financial is helping Boston-area residents navigate and lock in this limited-time opportunity.&#8203;As highlighted in the program's latest announcement ,&nbsp; the state has expanded accessibility, but there is a crucial catch: buyers must lock in their opportunity by July 31, 2026.&#8203;Key Highlights of the 2026 MassHousing DPA Program:&#8203;0% Interest, Deferred Payments: Borrowers face no added monthly payments. The assistance is only repaid upon the sale of the home, a refinance, or a total payoff.&#8203;Fixed $25,000 Statewide Assistance: Eligible buyers receive a fixed $25,000. Even better, income-eligible first-time buyers can qualify for up to $30,000 in assistance.&#8203;Expanded Income Limits: The program is accessible to more middle-income families than ever, featuring expanded limits such as up to $205,335 in Eastern Massachusetts.&#8203;Why This Matters for Local Buyers&#8203;With inventory tight and home prices remaining steady across Massachusetts, programs like this drastically alter a buyer's financial strategy. By utilizing this 0% deferred DPA program, buyers can significantly reduce upfront out-of-pocket costs and instantly increase their purchasing power without inflating their expected monthly mortgage payment. It provides a stable, state-backed foundation to start building long-term generational wealth.&#8203;Don't Miss the Deadline&#8203;Because this statewide 0% interest DPA is a limited-time opportunity, funds must be secured soon. The current window applies to new MassHousing mortgage locks established between April 27 and July 31, 2026.&#8203;Ready to see if you qualify?&#8203;To review your eligibility, check local income limits, or start your pre-approval process, contact Boston's own local mortgage expert:&#8203;Advisor: Geovanne Colon, Mortgage Advisor&#8203;NMLS ID: #1880655&#8203;Direct Phone: 617-821-1757&#8203;Email: <a href="mailto:gcolon@swfmtg.com" rel="noopener nofollow" target="_blank">gcolon@swfmtg.com</a>&#8203;Website: loanswithgeo.com

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Big News For Massachusetts Homebuyers:...

BOSTON, MA — For many aspiring homeowners across the Commonwealth, saving up a massive down payment remains the single biggest hurdle to buying a...

Big News For Massachusetts Homebuyers: Statewide 0% Interest Down Payment Assistance Is Back! 

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Jamaica Plain, MA|Local Classified|Announcement|Jun 29

Big News For Massachusetts Homebuyers: Statewide 0% Interest Down Payment Assistance Is Back!

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