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Word of the Day - cheat
It is not bad to use words well, unless you use them to cheat others.

cheat
/tʃiːt/
verb
1 no object - Act dishonestly or unfairly in order to gain an advantage.
1.1 with object - Gain an advantage over or deprive of something by using unfair or deceitful methods; defraud.
1.2 informal - Be sexually unfaithful.
2 with object - Avoid (something undesirable) by luck or skill.
noun
1 A person who behaves dishonestly in order to gain an advantage.
1.1 An act of cheating; a fraud or deception.
1.2 mass noun - A children's card game, the object of which is to get rid
of one's cards while making declarations about them which may or may not
be truthful.
Origin
Late Middle English shortening of escheat (the original sense).
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Being rich, in and of itself, is not a cheat, though, without doubt, it gives one an advantage over being poor. It is all in how one defines "hard work".