Newton Resident Martin Lowenthal of The Bulfinch Group Receives Prestigious AEP® Designation

The Bulfinch Group is pleased to announce that Newton, MA resident Martin Lowenthal, AEP®, MSIM, CLU®, CHFC®, RICP®, CLTC, has received the prestigious designation of Accredited Estate Planner® (AEP®), a graduate level specialization in estate planning. There are only 2000 such designees nationwide and just over 100 in the Commonwealth.

The AEP® designation is available to attorneys (JD), Chartered Life Underwriters® (CLU®), Certified Public Accountants (CPA), Certified Financial Planners™ (CFP®), Chartered Financial Consultants® (ChFC®), and Certified Trust and Financial Advisors (CTFA). It is awarded by the National Association of Estate Planners & Councils to recognize estate planning professionals who meet stringent requirements of experience, knowledge, education, professional reputation, and character. An AEP® designee must embrace the team concept of estate planning and adhere to the NAEPC Code of Ethics, as well as participate in an annual renewal and recertification process.

The NAEPC is a national organization of professional estate planners and affiliated local estate planning councils focused on establishing and monitoring the highest professional and educational standards. NAEPC fosters public awareness of the quality services rendered by professionals who meet these standards. NAEPC builds a team approach involving cross-professional disciplines to better serve the public’s need for estate planning.

“We congratulate Martin on earning the designation of Accredited Estate Planner which is one of the most prestigious recognitions an advisor can obtain,” states Bulfinch Group President Seth Medalie. “Martin brings a wealth of knowledge and experience regarding the complexities of insurance planning, wealth accumulation and protection to his practice. Being recognized with this designation further highlights what a remarkable asset he is to both our firm and to his clients.”

Mr. Lowenthal works with clients on a wide range of issues including financial protection and wealth accumulation strategies, using a comprehensive planning method which coordinates all aspects of their personal economies. As a financial professional, Mr. Lowenthal has been continually recognized as a leader in his field. Martin is an annual qualifying member of the Million Dollar Round Table, a designation reserved for the top financial service and life insurance professionals worldwide, and is a Guardian Leaders Club member. Martin is also an active angel investor and sponsor of Boston Harbor Angels. He resides in Newton, Massachusetts with his wife Laura and their three daughters.

The Bulfinch Group

Founded in 1994, The Bulfinch Group is a financial services firm headquartered at 160 Gould Street in Needham, MA. The Bulfinch Group also operates Bulfinch Benefits, a division devoted to succession planning for smaller, privately held businesses, and employee benefits, including 401(k) plans and group medical, dental and life insurance, for businesses of all sizes. The Bulfinch Group is a general agency of The Guardian Life Insurance Company of America (Guardian), New York, NY. For more information, call 781-449-4402 or visit www.bulfinchgroup.com.

The Guardian

The Guardian Life Insurance Company of America® (Guardian) is one of the largest mutual life insurers, with $7.3 billion in capital and $1.5 billion in operating income (before taxes and dividends to policyholders) in 2015. Founded in 1860, the company has paid dividends to policyholders every year since 1868. Its offerings range from life insurance, disability income insurance, annuities, and investments to dental and vision insurance and employee benefits. The company has approximately 8,000 employees and a network of over 2,750 financial representatives in 57 agencies nationwide. For more information about Guardian, please follow Guardian on Facebook, LinkedIn, Twitter and YouTube. Financial information concerning The Guardian Life Insurance Company of America as of December 31, 2016, on a statutory basis: Admitted Assets = $51.9 Billion; Liabilities = $45.7 Billion (including $39.4 Billion of Reserves); and Surplus = $6.2 Billion. Dividends are not guaranteed. They are declared annually by Guardian’s Board of Directors. The total dividend calculation includes mortality experience and expense management as well as investment results.

Registered Representative and Financial Advisor of Park Avenue Securities LLC (PAS), 160 Gould Street, Suite 310, Needham, MA 02494. Securities products and advisory services offered through PAS, member FINRA, SIPC, 781-449-4402. Financial Representative of The Guardian Life Insurance Company of America® (Guardian), New York, NY. PAS is an indirect, wholly-owned subsidiary of Guardian. The Bulfinch Group is not an affiliate or subsidiary of PAS or Guardian. Life insurance offered through The Bulfinch Group Insurance Agency Inc., an affiliate of The Bulfinch Group, Inc. The Bulfinch Group is not licensed to sell insurance. 2017-43128 exp 6/19