Neighbor News
Hitting a Deer & Your Car Insurance Coverage
When people think about accidents, they mostly consider accidents with other vehicles, but what about your coverage in this scenario?
Fall is a lot of people’s favorite season and who could blame them? Amazing foliage, pumpkin-flavored everything, and the excitement of Halloween to top it off! There is something else you should know about fall: it is the most popular time for you to hit a deer with your car. Who would have thought?
When people think about accidents and their car insurance they mostly consider accidents with other vehicles. In that case, your collision coverage will cover you, but what about in the instance that you hit a deer? It will be your collision coverage that comes into play. This coverage is frequently described as your coverage for ”almost everything other than an accident with another vehicle”.
Sometimes people have a difficult time imagining just what those scenarios may be. A run in with a deer is just one situation in which having collision coverage would be essential. More common examples may be hitting a tree or damage from hail to your vehicle. Would you be covered if you hit a deer this fall? You would if you have enough collision coverage. If you’re worried about your coverage, give your agent a call. Insurance agents understand it can be difficult to understand all of the areas of your policy, but , trust us, we want to help!
