Do not pay twice - Home Deed

Here is the latest scam.   Beware Companies Try To Sell You A Recorded Deed After Closing

Warning

Don't pay twice for your Deed!

This is a warning to anyone who has just purchased and closed on a home.  So many recent home buyers are recently purchased a home have received letters in the mail on what appear to be an official U.S. Government document, but it is NOT!  The company claims for an $80 or $85 fee they will send the homeowner their newly recorded Deed on the home.  This letter does not come from the U.S. Government...it is simply a way to get people to pay for something they've already paid for and don't really need anyway.  Any homeowner can go to their County Clerks office and get a copy of their recorded Deed and only have to pay about $10 and not the much higher fee asked for in the letter...in most cases you really don't need a copy at all.  Part of the closing costs paid when purchasing a home goes directly toward recording your Deed...so you've paid for it.  There is a lot of information given out and documents signed at the closing table and this little item may have gotten lost or forgotten by the buyer during that somewhat stressful time.  The closing attorney usually goes the day of closing to the County Clerks office and records the Deed and the homeowner is told that they will receive a copy in the mail shortly after, but sometimes it can be anywhere from 6 weeks to 6 months before you get it. 

The best thing to do if you receive such a letter in the mail suggesting that you need a recorded deed and that one will be provided for a fee is to call the closing attorney or the Realtor that represented you.

You really do not need the deed anyway.  A title company will always prepare a deed when you are ready to sell.  When you close on a home your deed is recorded at the county.  You will never need that paperwork again.