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Credit Union Offers Home Buying Tips to Take Advantage of Historic Low Rates

THE AMERICAN DREAM IS MORE AFFORDABLE THAN EVER— BE PREPARED TO BUY IN

Credit Union Offers Home Buying Tips to Take Advantage of Historic Low Rates

 

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WHY:

Shopping for a house this fall? Now may be the best time to buy, with home prices at exceptionally affordable levels, and interest rates at historic lows. A house is not a routine purchase—it may be the largest acquisition anyone makes. Because borrowers need to be well informed, and understand the essentials for buying a house, everyone should consider turning to a local credit union for guidance.

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Credit unions, like TopLine Federal Credit Union, are mainstream lenders, and provide the same products, like mortgages and many other loans, that large banks offer. But because they are member-owned, and local, they look out for their members’ best interests, and take the time to get to know each case when looking at mortgages. It’s more than just reviewing a credit report and score, instead, a credit union will make sure members are well-informed and fully prepared before making a big decision like buying, and offer customized solutions based on individual needs.

 

To help borrowers, TopLine is hosting a free, public seminar, offering home buying tips and considerations.  It’s all to encourage potential homebuyers — whether first timers, or those looking for their next home — to be prepared.

 

WHAT:

TopLine Federal Credit Union is hosting a free seminar, “Wise Home Buying,” to give potential homebuyers the tools they need to succeed. Attendees will hear from a local realtor, a TopLine mortgage advisor and an insurance agent, with insights and individual advice on home buying, including market specifics and inventory, as well as how and what to buy; available home loans that are best for individual needs, what you can expect during the loan process, and possible tax qualifications; and insights into policy coverage.

 

WHEN AND WHERE:

Wed., Sept. 19, 6-7:30 p.m; TopLine Federal Credit Union — 9353 Jefferson Highway, Maple Grove.

 

HOW:

Space for the seminar is limited. To register, call 763-391-9494 or email rsvp@toplinecu.com.

 

WHO: 

Twin Cities-based TopLine Federal Credit Union, established in 1935, offers a complete line of financial services from its five Twin Cities locations and at www.TopLinecu.com. Because a credit union is a financial cooperative — it looks out for consumers’ best interests by putting borrowers’ needs first. That’s why TopLine offers customized and financially sound solutions for mortgages, based on a borrower’s individual needs, and makes recommendations for loans based on each person’s full financial situation.

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