Health & Fitness
Looking to Refinance your Mortgage?
Rates are lower than they have been in the past 3 decades! Now is the time to refinance! Owe more than it's worth? There may be a Program for you!
Want to Refinance your Mortgage?
Rates are the lowest they have been in over 30 years!! Now is the time to refinance into a lower rate Mortgage Loan. Primary, Vacation and Investment Property Loans all have great, low rates.
There have been lots and lots of changes in the Mortgage Industry over the past few years. Every month it seems like more guidelines are tightening and making it more difficult to qualify. These changes are actually for the benefit of both the Consumers and Lenders. The playing field is level and fair is fair for all.
When refinancing, you will be required to provide documents to support your income and assets that you claimed on your Loan Application. Throughout the Loan Process you may be asked to provide even more items. This is so the Underwriters can clearly define what you do and do not have and to be certain you actually can qualify for the Loan your are applying for.
Find out what's happening in Plymouthfor free with the latest updates from Patch.
Makes sense right? Of course it does.
Refinancing should not be difficult. Your Professional Mortgage Loan Officer will be able to guide you through the entire process, with easy to understand terms and explanations. Ask lots of questions, if you don’t understand something, keep asking until you do. Understand that your Professional Mortgage Loan Officer does have your best interest in mind. If there is no benefit to you to do a refinance, then it can’t be done. Sounds good, right?
Find out what's happening in Plymouthfor free with the latest updates from Patch.
There are many reasons why people do not want to call a Loan Officer, here’s just a few:
- Low credit scores, I know I’ll get turned down
- Hate wasting Loan Officer’s time, I know they’ll turn me down
- Think or Know I owe more than home is worth
- Costs are too high
- My friend said they had a “really tough time getting approved”
Everyone one is different, and so is their individual financial situation. Just because your friend had some issues, doesn’t mean you will. Call a Professional Mortgage Loan Officer and find out what is really available for your situation. The benefits of refinancing may outweigh the costs involved. In fact, the total costs and fees may be less than you think! It may just be the best call you have made
in a long time.
If you think or even know you are close to owing what the Value of your Home is,
or even owe more than what it’s worth, there may be a Loan Program to help you! FHA, FannieMae and FreddieMac all have Special Refinancing Programs. Your Professional Mortgage Loan Officer will check into all Programs to confirm what you may actually qualify for.
Have an Executive Jumbo Loan? Rates on these are also the lowest they have been in decades. Don't hesitate, call today!
Rates are at an all time low. The time is now to look at all your refinancing options. Don’t waste any more time thinking about “woulda, coulda, shoulda”! Consult with a Professional Mortgage Loan Officer to find out what your options are. Save money monthly or pay off debt faster, whatever your reason, make the call and just do it!
Steven Goldman763.202.8145 direct
763.746.9921 office
