The Affordable Care Act: What You Need to Know This Year

Every year it seems the rules for the Affordable Care Act change a little and your insurance needs change a little too. Come to Bernardsville Public Library on Wednesday, November 9 at 7:00 pm to listen and learn as Katherine Hermes discusses what health insurance plans are being offered in New Jersey this year. How do you choose? What is the difference between “on exchange” and “off exchange” health insurance plans? What does the closing of the “Doughnut Hole” mean to you? And much more.

Ms. Hermes is the author of "Don’t Buy THAT Health Insurance: Become an Educated Health Care Consumer." A two-time cancer survivor, she used her personal experience and augmented her knowledge during her late husband’s journey into medical expenses to launch her career into brokering health insurance. Her goal when evaluating health insurance options for her clients is to “protect her clients against financial disaster, while buffering them from high premiums.” She sees herself as an educator, a guide, or an instructor, teaching her clients the simple methods they may employ to reduce health insurance premiums, protect their families, and eliminate financial risk.

There is no charge to attend the program, but advance sign-up is requested. Register online at www.bernardsvillelibrary.org and follow the link from Adult Programs, or call the library at 908-766-0118 to sign up.