Making the Affordable Care Act Work for You

Open enrollment for healthcare coverage through the Affordable Care Act opens on November 1, and we know a lot more now about how the program works, where the money comes from and how we can benefit…. or do we? “It’s time to get savvy about insurance, Medicare, Medicaid and federal subsidies or you may end up paying more than you really should for health insurance and health care,” says Katherine Woodfield Hermes, a private insurance broker and 20-year veteran of the healthcare industry. “There have been a lot of changes and clarifications in the law.” At Bernardsville Public Library on Wednesday, November 11 at 7:00 pm, Ms. Hermes will provide information and tips on how to make the Affordable Care Act work for you.

Ms. Hermes is the author of “Don’t Buy THAT Health Insurance: Become an Educated Health Care Consumer.” A two-time cancer survivor, she used her personal experience and augmented her knowledge during her late husband’s journey into medical expenses to launch her career into brokering health insurance. Her goal when evaluating health insurance options for her clients is to “protect her clients against financial disaster, while buffering them from high premiums.” She sees herself as an educator, a guide, or an instructor, teaching her clients the simple methods they may employ to reduce health insurance premiums, protect their families, and eliminate financial risk.

There is no charge to attend the program, but advance sign-up is requested. Register online at www.bernardsvillelibrary.org and follow the link from Adult Programs, or call the library at 908-766-0118 to sign up.