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Community Corner

Social Security 101: Here's How to Maximize Your Benefits

A free educational workshop on strategies to increase your retirement income will be held at Caldwell College, April 8th and 9th at 7:00 pm. 

When to collect Social Security may be the single most important decision you make when it comes to your retirement. In fact, timing could be everything! There are a lot of very common mistakes people make when signing up for benefits. There are several little known strategies that are capable of boosting your benefits and greatly increasing your retirement income. This is your opportunity to learn some key factors you need to know before applying for Social Security.

Social Security benefits alone will likely be insufficient for you to retire comfortably. Don’t assume you can draw full benefits at age 65 - the rules have changed.

Plan Well, Retire Well!

Please join your host, best-selling author and Social Security specialist Mark MacDonald, for this very informative and educational event. Making the best decision about when to apply for Social Security is a very complex decision and making the right decision can make a very substantial difference in your income and standard of living in retirement. Learn how one uninformed decision could potentially impact your retirement income by tens of thousands of dollars – or more!

Discussion Highlights Include:
• Strategies to maximize your Social Security benefits.
• How benefits are calculated and simple strategies to increase them.
• Coordinating benefits...why married couples could miss out on substantial benefits. 
• When should you apply for social security...what you don’t know could cost you! 
• Special strategies for married couples, divorced individuals and widows.

Reservations are suggested because seating is limited and this workshop fills up quickly. Reserve your seat for either Tuesday, April 8th or Wed., April 9th by calling 1-800-905-9589. There is no cost to attend. (If married, spouses are urged to attend!)

Caldwell College is located at 120 Bloomfield Ave., in Caldwell. The workshop will be held in Werner Hall. Starting time is 7pm but attendees should arrive 15 minutes early for seating. Bring a friend – they’ll thank you.

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