From Deed Fraud To AI Voices: Middlesex Co. Flags Scams To Watch For

MIDDLESEX COUNTY, NJ — Scammers are getting more sophisticated, and Middlesex County officials want residents to know what to look for.

With October marking Cybersecurity Awareness Month, the county is reminding residents to stay alert to scams targeting their money, personal information and property. Criminals are using phone calls, texts, emails and even video, including content made with artificial intelligence, to deceive victims, the county said.

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"Scammers are constantly evolving their tactics, using technology, deception, and a false sense of urgency to exploit residents and steal their money or personal information," said Commissioner Director Ronald G. Rios. "By raising awareness of common scams and sharing resources to help residents recognize and report fraud, we can strengthen our collective efforts to protect our community and hold those who prey on others accountable."

Commissioner Deputy Director Shanti Narra, who chairs the county's Public Safety & Health Committee, said anyone can be a target.

"Fraud can affect anyone, regardless of age or background, and knowing how to recognize the warning signs can make all the difference," Narra said. "We urge residents to be cautious of unexpected requests for money or personal information, independently verify who they are communicating with, and report suspicious activity."

Scams To Watch For

Many of the reported scams involve criminals posing as businesses, government officials or people the victim trusts, then pressuring them to hand over money or sensitive information, according to the county. Officials flagged these types:

• Government impersonation: Fraudsters pose as government workers and ask for personal information, financial details or payments, claiming it's needed for official processes such as probate. Residents should check these requests directly with the agency.

• Home improvement: Fake contractors say repairs are urgently needed, demand large deposits upfront and never finish the work. Research contractors, get written estimates and contracts, and don't rush payments.

• Property and deed fraud: Scammers use forged signatures or stolen personal information to record deeds or liens against a property, sometimes using it to secure loans or mortgages without the owner knowing.

• Real estate and mortgage: Criminals pose as mortgage companies, attorneys or others involved in a home sale and ask for payments to fake accounts, especially during closing. Before sending money, confirm payment instructions with a trusted contact using a phone number you already know.

• Phishing and impersonation: Fake emails, texts, phone calls and AI-generated audio or video may look like they come from a bank, agency, business or family member. Scammers often create a sense of urgency to get victims to click links, share information or send money.

Property owners can sign up for the Middlesex County Clerk's Property Alert Service, which sends an email when a document matching a registered owner's name or property is recorded with the Clerk's Office.

The service doesn't stop fraudulent filings, but it can help owners spot suspicious activity and act sooner, the county said.

Residents who think they've been targeted or scammed should contact their local police department right away, officials said. Depending on the situation, they should also contact their bank, secure any compromised accounts and report the incident to the right agency.

For help with consumer complaints or suspected scams, contact the Middlesex County Office of Consumer Affairs at 732-398-2300 or consumer@co.middlesex.nj.us.

More information on common scams and county resources is available at middlesexcountynj.gov/fraud.

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