Five Things to Know Before You Move to a Retirement Community

By Eric Eichhorst

At some point in time, many seniors start to feel it’s time to make a residential change. The reasons for this decision can vary—the loss of a spouse, the house is too big, the yard work or home maintenance is overwhelming, you feel stuck at home all the time, or it’s just time for a change.

It can be tricky to know when ‘the right time’ is to make this move. As a senior living professional, I’ve seen all-too-often when people have waited too long to pursue continuing care retirement community (CCRC) living, and find themselves unable to meet the mental and physical health requirements to qualify for independent living.

This can happen as a result of an unexpected health episode, declining cognitive skills or simply advanced age which precludes their eligibility.

The independent living component in a high quality retirement community environment offers a plethora of social, intellectual and physical programsfor residents to enjoy every day. But if you move in “too late,” health issues can prevent you from taking part in this enriching social aspect of senior living.

Below, I’ve answered the most common questions about the right time to move to a retirement community. I also explain when a higher level of care, such as assisted living or a 24-hour nursing/healthcare environment is more appropriate.

What is the difference between independent living and assisted living?

Independent living is having the ability to cook, clean, drive and be actively social, but wishing to step away from the daily rigors of managing a household. Assisted living offers professional assistance with activities of daily living, such as bathing, dressing, eating or dealing with cognitive ability challenges.

What if your spouse or other family member has a different health status?

At our community, about 50 percent of our residents include a cohabiting spouse, family member or friend. With this in mind, we look at the overall health and wellness of every new community member on an individual basis, allowing us to cater to the specific needs of each person.

Keep in mind, a CCRC offers three levels of senior care under one roof: Independent Living, Assisted Living and Skilled Nursing. As a result, this type of senior living community is uniquely equipped to provide the appropriate residential lifestyle level which best suits the needs and preferences of both parties.

How can I 'try before I buy' so I have an idea what retirement community living is really like?

Every facility is different in terms of trying out the community before you buy, but it’s certainly a reasonable request. Many communities have furnished residences for one or two-night stays. During your stay, be sure to participate in the community offerings -- meals, clubs, social gatherings, etc. If swimming is your passion, take a dip in the pool (and make sure the hot tub and locker room showers are working).

Speaking of maintenance, are the amenities in good working order? Have they been recently upgraded? Is there staff nearby to offer assistance or information? How noisy is the community in the evenings? Are residents still social once the sun goes down?

What are five signs I might be ready to move into a retirement community?

• A desire to have social activities more easily accessible
• Less interest in home upkeep; yard work, maintenance, cleaning
• Increasing inability or lack of desire to drive at certain times of day/year
• A desire to have someone else manage meal planning and preparation
• Feeling that you want to widen your scope of friends

What requirements do I need to qualify for independent living in a continuing care retirement community (CCRC)?

In most circumstances, the process is twofold:

• Financial qualification for the residence you desire and ongoing monthly fees.
• Demonstrating physical and cognitive ability to live safely and independently without assistance.

Senior living can be as good as you’ve heard it is, but it is important to move into a community that suits your needs now, and for the foreseeable future (however long you plan to stay). Whether you choose active adult (55+) when you are younger, or wait a little later to select the long-term protection a CCRC offers, take your time, see as many communities as you can and sleep there a couple of nights, before you call the moving van.

New Jersey offers a wealth of retirement community options for seniors starting in their 50’s and onward. Depending on your personal preferences, and your health, you’ll have no problem discovering an outstanding place to enjoy your next phase of life.

Eric Eichhorst is the director of sales and marketing at Applewood, a continuing care retirement community (CCRC) located in Freehold Township. He is happy to consult with seniors and families about transitioning to senior living. Eric can be reached at 732-303-7416.