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Health & Fitness

Real Estate Today - The New "Process"

Does Your real estate or mortgage professional understand the "New Process"?

Selling or Buying a home has always been a stressful process.  If you are a seller, you are always on call or maintaining your home in "showing" condition. If you are a buyer, you are scanning the Internets daily and tirelessly giving up your weekends to preview homes.  And oh yes, let's not forget the financing! Buyer's will have to provide documentation of income and earnings along with tax returns, seller's will want to verify that once a buyer makes an offer, they've completed the pre-approval process and are certain that they can get financing.  

So what's the "New Process"?

Many things may be questioned these day! If you are a seller, it is beneficial to make sure that you have all the necessary documents for transferring your property i.e. certificate's of occupancy for deck's, pools, fencing or shed's, (check with your local town hall for current requirements).  If you are a buyer you will need to provide current tax returns, W-2's, on going bank statements, deposit history, employment verification and more.

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Seem like a lot of work?  

In fact, this is only a small part of what your mortgage professional and real estate professional will review each and every home that they service. Today's market requires a complete understanding of this process, and this is just the tip of the iceberg! When hiring your mortgage professional or real estate professional, choose carefully!  Interviewing two or three experienced top producing professionals can save you headaches and aggravation before you start the process!

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