Are you prepared for the costs of Long Term Care? Today, Americans are living longer and longer after retirement. A major concern for people is the ability to care for themselves if they become incapacitated. Many people mistakenly believe that Medicare will cover long-term care, but usually it provides only very limited coverage. Long-term care insurance helps pay the cost of a stay in a nursing home, assisted care living facility, adult day care center or care in your own home. (Sam Miller)
