8 Common Winter Homeowner Claims

The winter is a busy season for ACI Adjustment Group! A majority of the claims we handle during the winter season are related to freezing, wind and heating the home. Our experts have experience in getting winter claims covered by insurance companies and ensuring the maximum payout. If you experience any of the following damages, call 1-800-809-4302 immediately for a FREE consultation.

#1. Frozen Pipes

Pipe freezing occurs when the pipes in your home are exposed to freezing temperatures. Power outages or poor heating can cause your pipes to freeze and burst, leaving you with large amounts of water inside of your home! Floors, walls, ceilings, furniture and contents can be destroyed overnight. Preventing and getting rid of mold can be very expensive. Let ACI Adjustment Group’s licensed Public Adjusters negotiate to get your damage covered!

#2. Ice Damming

Do you have large icicles hanging from your gutters? This can be a symptom of a very serious roof problem called ice damming. When ice clogs up your gutter, melting snow on your roof has nowhere to escape. When water can’t escape, it sits on your roof for an extended period of time. As a result of sitting, re-freezing and re-melting, it is only a matter of time before water finds its way underneath your shingles and into your home. Often, you will need to replace your entire roof after ice damming has occurred. ACI Adjustment Group’s licensed Public Adjusters are experts when it comes to roof claims.

#3. Collapse from Weight of Ice/Snow

Homeowners who have to shovel long driveways each winter know just how heavy snow can get. It’s no wonder that when snow and ice build up on a roof, deck or awning, they can cause a collapse. Collapses occur mostly during winter months for this reason. A collapse of your roof, deck or awning can create a large and expensive clean up. Let ACI Adjustment Group’s licensed Public Adjusters make sure you receive the right amount of compensation after a collapse.

#4. Missing Shingles & Siding

Heavy winter winds can cause shingles and pieces of siding to blow off of your home, leaving it exposed to the elements. Have you ever driven through your development after a windstorm and seen a whole row of houses with strips of shingles and siding missing? Just one heavy gust can cause a lot of damage. ACI Adjustment Group’s team of roof and siding specialists can ensure that you get the compensation you deserve when wind damages your home!

#5. Oil Heater Puff Backs

When the temperature outside gets below freezing, many homeowners crank up their oil heat to make their homes cozy and warm. A malfunctioning oil heater can emit soot throughout your home that can damage walls, floors, ceilings, furniture and contents. Oil soot requires a specialized and extensive cleanup that can cost thousands of dollars. Make sure you recover the money you need to restore your home! Call ACI Adjustment Group first when a puff back occurs!

#6. Soot Damage from Fireplace

Nothing beats sitting by a warm fire with a cup of hot chocolate while watching the snow fall outside. When the fire gets too big, however, it can leave permanent smoke marks on the ceiling and walls around your fireplace. Getting rid of smoke damage requires an expensive cleanup. ACI Adjustment Group’s team of licensed experts will make sure your smoke damage gets covered for full restoration!

#7. Trees Down on Property & Home

Having a tree fall down in your yard can lead to a weekend of work and a large bill. When a tree falls on your home, it can be a life-changing disaster. After a tree falls on a home, it is often unlivable. ACI Adjustment Group negotiates for coverage for hotel and other living expenses, as well as restoring the structure of your home to pre-loss condition. Should you experience a tree down on your property, call ACI Adjustment Group first!

#8. Fire from Space Heater

Space heaters are a common culprit for winter house fires. To ensure that your home is heated safely, keep your space heaters away from combustible materials. Unfortunately, even the most carefully maintained space heater can cause a fire in your home. When a fire occurs in your home, you need an expert to negotiate your claim. Due to the extent of damage caused by a fire, there are hundreds of variables that can lead to significant differences in coverage based on how your claim is handled. Call ACI Adjustment Group first when a fire occurs to make sure your claim is handled properly and that you receive a settlement that is fair to you!