It is advisable to review your policies every year or so. Do you need more insurance? Who will assume the burden of final expenses for you? Many of us wait too long to purchase life insurance, such as when a loved one dies. The best time to purchase life insurance is when you are young and healthy. As time goes on, we may not be able to purchase life insurance because of our health or because of the cost. If you have term insurance, you can convert it after one year to permanent insurance.
If your circumstances have changed since you first purchased insurance, it is time to review your exposure. Call me for your personalized review today.
Gail Cavanaugh Financial Solutions, Portsmouth, RI represents over 15 life, health, and disability insurance companies. (877) 697-2023
