I just met a family who lost a loved one and did not have life insurance to cover the costs of final expenses. Unfortunaletly, they had to contribute to the cost. One of the members asked for life insurance and as it turned out, she was uninsurable because of her weight.
She has decided to lose the necessary pounds. I have been marketing a nutritional and weight loss program which will help those who have had difficulty in trying to qualify for life insurance because of their weight. I have met several individuals who have each lost one hundred pounds on the program. It is not impossible, but takes great determination. I am impressed with what they have done.
All family members should have life insurance for final expenses and more, if they have a mortgage or other loans outstanding, such as college costs.
Life insurance is very inexpensive when we are your, but as we grow old and develop medical conditions, life insurance can be very costly. If we decide not to purchase life insurance, our families could be burdened with the esxpenses. Not all of us are prepared to cover these costs.
In conclusion, everyone should review their insurance policies and make sure all family members are covered for final expenses.
Gail Cavanaugh is an independent insurance agent in Portsmouth, RI.
http://www.gailcavanaughfinancial.com
877-697-2023
Semd me a text: 401-287-6681
