If you have recently had a reduction in pay, layoff, illness, death of an income provider, or needed to care for family members and are at risk of foreclosure, our HUD-approved counselors can help.
- At the Mortagage Default Clinic, HUD-approved counselors will review the loan modification process and documentation necessary to get started, as well as help you determine which stage of the foreclosure process you are in. The counselor will also work with you to determine your next steps.