Do I Really NEED Boat Insurance?

At Brew City Insurance it is our mission to offer customers a truly exceptional insurance buying experience. We provide our customers with the knowledge to choose the best possible insurance products that fulfill their wants and needs. Our friendly, knowledgeable and professional staff will help inspire, problem-solve, and best of all EDUCATE our customers so they can choose the coverage that best fits at a reasonable price.

The cool, refreshing water. The wind in your hair. The steady purr of the motor. Boating is one of America’s favorite summer pastimes, and the season is in full swing. Unfortunately, this fun summer activity can also be very dangerous.

In 2013, for example, the U.S. Coast Guard counted 4,062 recreational boating accidents resulting in 560 deaths, 2,620 injuries and about $39 million in damage to property.

Whether you are heading for Lake Michigan or the Fox River, safety should be one of your top considerations when boating this summer. But before you even leave the house, there’s one thing you want to make sure you have in hand – boat insurance.

Boat Insurance Can Help

Boat insurance offers coverage for a variety of kinds of boats, including yachts, sailboats, and fishing boats. A boat insurance policy offer coverage similar to an auto policy. A standard boat policy can include liability coverage, collision coverage, comprehensive coverage and uninsured/underinsured boater coverage. You may even want to add coverages such as roadside assistance, on-water towing, fuel spill liability or wreckage removal.

When purchasing a boat insurance policy, you may want to shop around for quotes before settling on a provider. Why? Because every insurance carrier offers different coverages and prices. Comparison shopping will ensure that you have a high quality policy at the best possible price. If you already have auto or home insurance, consider purchasing boat insurance from the same provider. You may even be able to receive a multiline discount.

Look beyond your homeowners policy.

Your boat or personal watercraft may be too big or too expensive to be covered through a homeowners policy, which means you may need watercraft insurance to protect it.

Brew City Insurance can write boats up to 50 feet long and up to $250,000 in value,

as well as personal watercraft up to 15 feet long and $27,000 in value.

Even if your boat is eligible for watercraft insurance coverage under your homeowners policy, you still may want specialized coverages that you just can’t get with a standard homeowners policy.

Consider specialized coverages.

Watercraft insurance coverages can go beyond the scope of a standard homeowners policy to include

• Roadside Assistance, which covers towing of your boat or personal watercraft for free, as long as your trailer is covered; On-Water Towing, in case you’re stranded on the water; and
• Uninsured Boaters coverage.
• You can also choose Fuel Spill Liability and Wreckage Removal coverage with watercraft insurance. Without these watercraft insurance coverages, you may end up getting stuck with the bill for cleanups and removals.
• Personal Effects and Fishing Equipment coverages are also available.

Think about replacement costs.

Boats and personal watercraft depreciate just like cars do. A homeowners policy will only pay you actual cash value for your boat or personal watercraft, which could make it difficult to replace if it’s destroyed. But with watercraft insurance, you have that option and more. With Total Loss Replacement you can have your boat or personal watercraft upgraded with a brand new model if the loss is within the first five model years. We also can offer Agreed Value coverage no matter how old your boat is.

If you’re ready to shop for a Boat Insurance in Milwaukee - Brew City Insurance is a great place to start.

Come in to Brew City Insurance for a no-obligation insurance review.

We will make sure you and all your family are safe all year long.

Brew City Insurance Agency Inc. is located at 2937 S Chicago Ave. in South Milwaukee between Pick N Save and Walgreens.

Stop in today and see what we can do for you!

Or call 414-762-6600 and we can quote you right over the phone.

Visit our web page at - http://www.brewcityinsurance.com, Or find out even more about us here.

We have several companies to choose from.