Life insurance with Living Benefits, Fixed Indexed Annuities

Right Time Financial

I specialize in working with individuals, families and businesses to set future goals and put retirement solutions in place. I have products that offer living benefits (the new life insurance) which gives my clients access to their death benefit without dying. People are living longer and surviving critical illnesses at a much higher rate these days. This allows them to outlive their retirement funds. Also, fixed indexed annuities that you can roll your 401k into and not have to worry about stock market losses. Ask about our products for youth that have tax free benefits that are less restrictive than the 529 plan. My services are free and I encourage any questions you may have.

Alameda County

Fernando Haro

Bay Area

Castro Valley

California

I specialize in working with individuals, families and businesses to set future goals and put retirement solutions in place. I have products that...

Shopping with a Purpose: Good Deals for a Great Cause

Shepherd's Gate New Life Thrift Store

Give Your Unused Things New Life at Shepherd’s Gate New Life Thrift Store!<br /><br />Your donations of gently used clothing, shoes or household items to the Shepherd’s Gate New Life Thrift Store in Livermore will do more than make room in your home — you’re giving those items a second chance to be useful and meaningful. The women and children who come to Shepherd’s Gate are seeking to start a new life. They are able shop for free at the thrift store for clothes for job interviews and school as well as items to furnish a new place to live after graduation. Proceeds from the thrift store directly support the women and children at Shepherd’s Gate by providing care, safety, education and encouragement as they rebuild their lives. For more information, visit us online at shepherdsgate.org/thrift-store

Michael Wittner

Livermore

Give Your Unused Things New Life at Shepherd’s Gate New Life Thrift Store! Your donations of gently used clothing, shoes or household items to the...

Coastline Christian Schools

Coastline Christian Schools in Alameda is a private preschool–8th grade school that partners with families to nurture students academically, spiritually, socially, and emotionally in a Christ-centered environment. With dedicated teachers, small class sizes, and a focus on individualized learning, CCS helps each child reach their potential while building strong character and faith. Students are enriched through STEM, athletics, arts, class trips, and community events, developing compassion, resilience, innovation, and leadership. At Coastline, families are welcomed into a warm, supportive community where students are known, cared for, and prepared to thrive.

Alameda

Coastline Christian Schools in Alameda is a private preschool–8th grade school that partners with families to nurture students academically,...

<p>CASTRO VALLEY, CA — As the sun set on the first weekend of the month, Terry DeVore snapped this series of photos showing the sunset over Castro Valley. Terry tells us that these were snapped with a new Samsung S10 note. Impressive!</p><p>Thank you for sharing, Terry.</p><p>If you have an awesome photo of nature, breath-taking scenery, kids caught being kids, a pet doing something funny or something unusual you happen to catch with your camera, we'd love to feature it on Patch.</p><p>We're looking for high-resolution images that reflect the beauty that is Northern California, and that show off your unique talents.</p><p>Email it to autumn.johnson@patch.com.</p><p>Also See:<br /><a href="https://patch.com/california/lamorinda/sunrise-sunset-one-day-two-stunning-views-photos-day" target="_blank" rel="noopener">Sunrise, Sunset. One Day, Two Stunning Views: Photos Of The Day</a><br /><a href="https://patch.com/california/san-francisco/peaceful-marina-photo-day" target="_blank" rel="noopener">Peaceful Marina: Photo Of The Day</a><br /><a href="https://patch.com/california/alameda/cargo-cranes-sculpture-photo-day" target="_blank" rel="noopener">Cargo Cranes As Sculpture: Photo Of The Day</a><br /><a href="https://patch.com/california/alameda/san-francisco-across-bay-photo-day" target="_blank" rel="noopener">San Francisco Across The Bay: Photo Of The Day</a><br /><a href="https://patch.com/california/fremont/just-passing-through-photo-day" target="_blank" rel="noopener">Just Passing Through: Photo Of The Day</a></p>

<p>CASTRO VALLEY, CA — As the sun set on the first weekend of the month, Terry DeVore snapped this series of photos showing the sunset over Castro Valley. Terry tells us that these were snapped with a new Samsung S10 note. Impressive!</p>

<p>Thank you for sharing, Terry.</p><p>If you have an awesome photo of nature, breath-taking scenery, kids caught being kids, a pet doing something funny or something unusual you happen to catch with your camera, we’d love to feature it on Patch.</p>

<p>We’re looking for high-resolution images that reflect the beauty that is Northern California, and that show off your unique talents.</p><p>Email it to autumn.johnson@patch.com.</p>

<p>Also See:<br /><a href="https://patch.com/california/lamorinda/sunrise-sunset-one-day-two-stunning-views-photos-day" target="_blank" rel="noopener">Sunrise, Sunset. One Day, Two Stunning Views: Photos Of The Day</a><br /><a href="https://patch.com/california/san-francisco/peaceful-marina-photo-day" target="_blank" rel="noopener">Peaceful Marina: Photo Of The Day</a><br /><a href="https://patch.com/california/alameda/cargo-cranes-sculpture-photo-day" target="_blank" rel="noopener">Cargo Cranes As Sculpture: Photo Of The Day</a><br /><a href="https://patch.com/california/alameda/san-francisco-across-bay-photo-day" target="_blank" rel="noopener">San Francisco Across The Bay: Photo Of The Day</a><br /><a href="https://patch.com/california/fremont/just-passing-through-photo-day" target="_blank" rel="noopener">Just Passing Through: Photo Of The Day</a></p>

Castro Valley Sunset: Photos Of The Day

The clouds enhance the sun's final rays of day.

Community Corner

San Leandro

Union City

Contra Costa County

San Ramon

Dublin

Danville

Pleasanton

Piedmont

Angela Woodall

Lamorinda

Newark

Livermore Ford

<h2>Job Fair – Now Hiring for All Positions</h2>
<p>Join us at Livermore Ford Lincoln Alfa Romeo Maserati on May 16th for an in‑person Job Fair. Meet our team, explore career opportunities, and learn what it’s like to work at a dealership.</p>
<h2>Event Details</h2>
<ul><li>Location: Livermore Ford Lincoln Alfa Romeo Maserati 2266 Kitty Hawk Road Livermore, CA 94551</li><li>Date: May 16, 2026</li><li>Time: 11:00 A.M. – 2:00 P.M.</li></ul>
<h4>Why Attend Our Job Fair?</h4>
<ul><li>✔We’re hiring for **ALL positions** across the dealership</li><li>✔Walk‑ins welcome — resume optional</li><li>✔Casual, no‑pressure conversations</li><li>✔Meet managers and team members</li><li>✔Food and refreshments provided</li><li>✔$500 Raffle Drawing*</li></ul>
<p>All attendees can enter our $500 raffle drawing, held at the end of the Job Fair. Must be present to win. Must enter by 1:00 P.M. Drawing will be held at 2:00 P.M. No purchase necessary. Must be 18+ and present at drawing time.</p>
<h4>We’re Hiring for All Positions</h4>
<ul><li>Sales Consultants</li><li>Internet / BDC Representatives</li><li>Automotive Technicians (Entry‑Level to Master)</li><li>Express / Lube Technicians</li><li>Service Advisors</li><li>Parts Counter Associates</li><li>Cashiers</li><li>BDC Representative</li><li>Detailers</li><li>Lot Attendants / Porters</li><li>Accounting &amp; Office Support</li><li>Sales Managers</li><li>Service Managers</li><li>Parts Managers</li><li>And more!</li></ul>
<h4>We Invest in Your Career:</h4>
<ul><li>✔Training Provided – no experience required for many roles</li><li>✔Clear career paths and internal promotion opportunities</li><li>✔Leadership development programs</li></ul>

Local Event: Gill Automotive Group Career Fair Event

Gill Automotive Group Career Fair Event

Job Fair – Now Hiring for All Positions
Join us at Livermore Ford Lincoln Alfa Romeo Maserati on May 16th for an in‑person Job...

Driver Found Dead After Vehicle Rolls Over In...

A resident of Palomares Road reported the single-vehicle crash about 3 p.m. on the driveway of their property, CHP said.

Driver Found Dead After Vehicle Rolls Over In Castro Valley

Crime & Safety

Los Angeles County

Los Angeles

Duo Kidnaps Baby To Force Mom Into Sex Work |...

Boy, 13, Dies in E-Bike Crash | World's Oldest Working Lightbulb's 125th Birthday | Purple Waves | Iconic Disneyland Ride Overhaul

Duo Kidnaps Baby To Force Mom Into Sex Work | Secret Waterfall | Neighbors Terrorized By Nude Antics: CA News

🌱 Patch AM: Meet the Castro Valley sprinter...

Make time for Gill Automotive Group Career Fair Event on the Castro Valley Patch calendar

🌱 Patch AM: Meet the Castro Valley sprinter rewriting the NCS record books

🌱 Patch AM: How far did Castro Valley’s top...

Be sure to catch Dublin Historical Society's "Share Your Story from 1976" Event on the Castro Valley Patch calendar

🌱 Patch AM: How far did Castro Valley’s top tennis player get at NCS?

Across California

CA To Provide Free Diapers To Newborns At...

During the program’s first year, it will be offered at about 65 to 75 hospitals that handle about a quarter of births in the state.

CA To Provide Free Diapers To Newborns At Hospitals

Politics & Government

Who Wants A Paella Pan After Seeing This...

At least one Castro Valley backyard kitchen includes a dedicated propane paella stove. 

Who Wants A Paella Pan After Seeing This Glorious Dish?

Where To Go Horseback Riding In The East Bay

East Bay Regional Parks have hundreds of miles of trails open to riders along with arenas, boarding, lessons and day camps.

Trader Joe's 2024 Favorites List: All New Winners

Take a look at the annual list of the Customer Choice Awards winners and the runners-up in each category, released in January 2024.

Nearby Communities

State Edition

National Edition

Community Corner

Castro Valley Sunset: Photos Of The Day

The clouds enhance the sun's final rays of day.

Bea Karnes, Patch Staff

Find out what's happening in Castro Valleyfor free with the latest updates from Patch.

Find out what's happening in Castro Valleyfor free with the latest updates from Patch.

More from Castro Valley

Anniversary Service & Candlelight Walk in Memory of Teenager Jenny Lin Murdered in Castro Valley 32 Years Ago

Castro Valley Hospital Maintains 'A' Safety Grade From Watchdog Group

Castro Valley Voter Guide: What's On The June 2 Ballot

Gill Automotive Group Career Fair Event

Shepherd's Gate New Life Thrift Store

Right Time Financial

Coastline Christian Schools

Nearby Communities

State Edition

National Edition

Castro Valley Sunset: Photos Of The Day

The clouds enhance the sun's final rays of day.

Bea Karnes, Patch Staff<img alt="Verified Patch Staff Badge" class="styles_Badge__np_hU" src="https://patch.com/img/cdn/assets/layout/badges/verified-patch-staff.svg"/>

Find out what's happening in Castro Valleyfor free with the latest updates from Patch.

Find out what's happening in Castro Valleyfor free with the latest updates from Patch.

Bea Karnes, Patch Staff