Life insurance with Living Benefits, Fixed Indexed Annuities

Right Time Financial

I specialize in working with individuals, families and businesses to set future goals and put retirement solutions in place. I have products that offer living benefits (the new life insurance) which gives my clients access to their death benefit without dying. People are living longer and surviving critical illnesses at a much higher rate these days. This allows them to outlive their retirement funds. Also, fixed indexed annuities that you can roll your 401k into and not have to worry about stock market losses. Ask about our products for youth that have tax free benefits that are less restrictive than the 529 plan. My services are free and I encourage any questions you may have.

Alameda County

Fernando Haro

Bay Area

Castro Valley

California

I specialize in working with individuals, families and businesses to set future goals and put retirement solutions in place. I have products that...

Personal Training with Unlimited DEXA and VO2 Max

Custom Fit

Most training programs run on guesswork. Custom Fit replaces it with measurement. At its San Francisco studios, Personal Training and Partner Training memberships include unlimited DEXA body-composition scans and VO2 max testing — diagnostics usually sold one scan at a time or reserved for specialized clinics. Custom Fit members can test as often as they train. The reasoning is straightforward. A DEXA scan measures fat, lean muscle, and bone density with clinical precision. A VO2 max test measures the body's maximum oxygen uptake, one of the strongest predictors of cardiovascular fitness and long-term health. Run those tests on a regular cadence and a member can see exactly what is changing, where, and whether a program is working — rather than relying on the scale or the mirror. That is the idea behind Custom Fit's positioning: not a gym, a performance lab. Every program is built from a member's measured body composition and cardiovascular capacity, then adjusted as the data moves. The goal is to eliminate the guesswork that defines most fitness routines and to treat training as something you can verify. The model also brings longevity diagnostics that usually live in concierge medicine into a routine training week. Body composition and cardiovascular capacity are central markers of how well a person is aging, and regular testing keeps those numbers visible rather than treating them as an occasional, expensive add-on. Custom Fit operates in Hayes Valley (323 Octavia Street), on Market Street (1844 Market), and with a Downtown San Francisco location on Battery Street (570 Battery) opening soon. Personal Training, Partner Training, and select memberships include the testing. More information is available at customfitsf.com.

San Francisco

San Francisco County

Most training programs run on guesswork. Custom Fit replaces it with measurement. At its San Francisco studios, Personal Training and Partner...

Shopping with a Purpose: Good Deals for a Great Cause

Shepherd's Gate New Life Thrift Store

Give Your Unused Things New Life at Shepherd’s Gate New Life Thrift Store! Your donations of gently used clothing, shoes or household items to the Shepherd’s Gate New Life Thrift Store in Livermore will do more than make room in your home — you’re giving those items a second chance to be useful and meaningful. The women and children who come to Shepherd’s Gate are seeking to start a new life. They are able shop for free at the thrift store for clothes for job interviews and school as well as items to furnish a new place to live after graduation. Proceeds from the thrift store directly support the women and children at Shepherd’s Gate by providing care, safety, education and encouragement as they rebuild their lives. For more information, visit us online at shepherdsgate.org/thrift-store

Michael Wittner

Livermore

Give Your Unused Things New Life at Shepherd’s Gate New Life Thrift Store! Your donations of gently used clothing, shoes or household items to the...

Coastline Christian Schools

Coastline Christian Schools in Alameda is a private preschool–8th grade school that partners with families to nurture students academically, spiritually, socially, and emotionally in a Christ-centered environment. With dedicated teachers, small class sizes, and a focus on individualized learning, CCS helps each child reach their potential while building strong character and faith. Students are enriched through STEM, athletics, arts, class trips, and community events, developing compassion, resilience, innovation, and leadership. At Coastline, families are welcomed into a warm, supportive community where students are known, cared for, and prepared to thrive.

Alameda

Coastline Christian Schools in Alameda is a private preschool–8th grade school that partners with families to nurture students academically,...

Castro Valley Sanitary District (CVSan) offices will be closed on Monday, July 4th in observance of Independence Day. Please call (510) 506-5821 for sewer emergencies. For information regarding CVSan services and programs, visit <a href="http://www.cvsan.org" rel="noopener nofollow" target="_blank">www.cvsan.org</a>.Waste Management of Alameda County (WMAC) will not observe the July 4th Holiday. Recycling, organics, and garbage collection services will happen as scheduled. For solid waste service questions, please call WMAC at (510) 537-5500 (residential) or (510) 613-8700 (commercial/business). WMAC offices, the 98th Avenue Cashier, Hayward Pay Station, and the Call Center will be closed Monday, July 4th.

Castro Valley Sanitary District (CVSan) offices will be closed on Monday, July 4th in observance of Independence Day. Please call (510) 506-5821 for sewer emergencies. For information regarding CVSan services and programs, visit <a href="http://www.cvsan.org" rel="noopener nofollow" target="_blank">www.cvsan.org</a>.

Waste Management of Alameda County (WMAC) will not observe the July 4th Holiday. Recycling, organics, and garbage collection services will happen as scheduled. For solid waste service questions, please call WMAC at (510) 537-5500 (residential) or (510) 613-8700 (commercial/business). WMAC offices, the 98th Avenue Cashier, Hayward Pay Station, and the Call Center will be closed Monday, July 4th.

CVSan offices will be closed on Monday, July 4th but Waste Management services will be on normal schedule.

FOURTH OF JULY HOLIDAY

Politics & Government

San Leandro

Union City

Contra Costa County

San Ramon

Dublin

Danville

Pleasanton

Piedmont

Angela Woodall

Lamorinda

Newark

<a href="Perfect%20Timing%20Pricing%20Page" target="_blank" rel="noopener nofollow"></a><a href="https://www.perfecttiming.com/pricing" rel="noopener nofollow" target="_blank"></a>
Our Pricing Is Now Public
Most staffing agencies make you sit through a discovery call before they'll quote a number. We decided to just publish ours.
Perfect Timing's new pricing page lays out what it costs to hire all over California &mdash; no form, no gate:
<ul><li>Temp-to-hire &mdash; same markup, and the conversion fee is credited against what you've already paid. Try before you commit, without paying a premium for the trial.</li>
<li>Temporary staffing &mdash; 50-85% markup, based on skill level and assignment length. Covers payroll, payroll taxes, benefits, and workers' comp.</li></ul>
<ul><li>Direct hire &mdash; 20-30% of annual salary. Includes screening, background checks, skills assessments, and a dedicated recruiter start to finish. Volume discounts available, and our 20% rate is reserved for non-profit clients.</li><li> No surprises at invoice time. The quote you get before signing is the number you pay.

Twenty-plus years recruiting in the North Bay, with specialists across accounting, administrative, HR, customer service, finance, and marketing &mdash; for healthcare, government, non-profit, finance, and small business employers.
 
Read the full breakdown and FAQ: <a href="https://www.perfecttiming.com/pricing" rel="noopener nofollow" target="_blank">perfecttiming.com/pricing</a></li><li>Questions about a specific role?</li><li> Call our San Rafael office at (415) 461-6450 or Sonoma at (707) 513-3692.</li>
</ul>

Marin County

Albert Gregory

San Rafael

Perfect Timing Pricing Page!


Our Pricing Is Now Public
Most staffing agencies make you sit through a discovery call before they'll quote a number. We decided to just publish o...

🌱 Patch AM: How a Castro Valley Starbucks...

Happening soon: Disney's Newsies on the Castro Valley Patch calendar

🌱 Patch AM: How a Castro Valley Starbucks incident ranks among Alameda County’s costliest cases

Community Corner

Santa Cruz County

Santa Cruz

Watch: Teen Lifeguard Battles Pounding Surf To...

A witness captured the dramatic rescue as a 16-year-old lifeguard fought heavy surf to save a 10-year-old boy from drowning.

Watch: Teen Lifeguard Battles Pounding Surf To Save Boy From Drowning At Bay Area Beach

Crime & Safety

RV Fire Sends Thick Black Smoke Into Sky Near I...

The fire sent dark smoke billowing into the sky, but firefighters say there is no threat to nearby buildings or I-880.

RV Fire Sends Thick Black Smoke Into Sky Near I-880 In Oakland

Fire Near I-880 Sends Black Smoke Plume Above East Bay

Across California

'Everyone Has Bulletproof Cars' | Disneyland...

Catch up with the latest CA consumer and business news, plus under-the-radar stories and the week's best sales and freebies.

'Everyone Has Bulletproof Cars' | Disneyland Prices Sneak Up | Vermin Crash Foodie Hotspot: CA Business News

Business

🌱 Patch AM: Disney's Newsies and 15 more events

Be sure to catch Come and See! Orthodox Evening Prayer Service  on the Castro Valley Patch calendar

This East Bay City Is Best Place To Raise A...

A new report published by WalletHub identified this East Bay city as the top place in the country to raise a family.


This East Bay City Is Best Place To Raise A Family In US, Report Says

Who Wants A Paella Pan After Seeing This...

At least one Castro Valley backyard kitchen includes a dedicated propane paella stove. 

Who Wants A Paella Pan After Seeing This Glorious Dish?

Where To Go Horseback Riding In The East Bay

East Bay Regional Parks have hundreds of miles of trails open to riders along with arenas, boarding, lessons and day camps.

Trader Joe's 2024 Favorites List: All New Winners

Take a look at the annual list of the Customer Choice Awards winners and the runners-up in each category, released in January 2024.

Nearby Communities

State Edition

National Edition

Politics & Government

FOURTH OF JULY HOLIDAY

CVSan offices will be closed on Monday, July 4th but Waste Management services will be on normal schedule.

CVSan, Community Contributor

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Invasive Mosquito Detected In Castro Valley For First Time: Officials

2 Castro Valley Businesses Make 'Best Of The East Bay' List

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Perfect Timing Pricing Page!

Custom Fit

Shepherd's Gate New Life Thrift Store

Right Time Financial

Coastline Christian Schools