Poll: Will You Pay Bank of America's $5 Debit Card Fee?

Starting Saturday, it became about twice as hard for banks to make a profit off debit card usage: the fees they can collect every time a shopper's card is swiped was cut in half by a federal regulation.

In response, Bank of America will be charging debit card users $5 a month starting next year. As the popularity of plastic spreads across the country, it's a move that could affect a huge amount of the bank's customers.

The reaction has been swift. Competing banks have been quick to waive their fee-free debit cards in front of consumers, Bank of America's stock fell, and a Fox Business anchor cut up her Bank of America debit card on air.

The video to the right explores the idea of moving to smaller community banks and credit unions. 

Davis Bank of America customers: how will you react to the new fees? And if you don't use this bank, how would you react if your bank started charging? Vote in our poll below and let us know how you feel.