Foreclosures in California

Many people today buy a home by borrowing part of the purchase price usually from a bank or a mortgage company. 
California has a huge list of foreclosed homes at unbelievable prices and there are nearly 5,000 active foreclosure listings waiting for potential buyers. In July, 2013, California foreclosure sales went up by 14 percent. Single-family homes and condo sales gained 12.1 percent from June with a rise of 12.9 percent in the past 12 months. The amount of California houses and condos starting the foreclosure process dropped to its lowest in more than seven years. 
The new California Law Helps Homeowners in Foreclosure. According to the new law, if you request a loan modification within a certain period of time, your lender must temporarily stop foreclosure proceedings while it considers your application. This means if you are trying to modify your home loan, then the foreclosure process is placed on hold until the loan modification application is reviewed. 
Some homeowners have a hard time figuring out who owns the legal right to their home but the mortgage lenders and banks are able to process all the paper work. 
With the rising California home prices,  the homeowners who owe more than what their homes are worth are eligible to refinance or sell their homes.

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