Microsoft does not make unsolicited phone calls to help you fix your computer
Someone from "Microsoft Tech Support" calls to fix your computer. They want to access your computer remotely. This is spam designed to steal information from your computer.
If you receive an unsolicited call from someone claiming to be from Microsoft Tech Support, just hang up.
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Microsoft does not request credit card information to validate your copy of Windows
Microsoft requires that your copy of Windows is legitimate before you can obtain programs from the Microsoft Download Center or receive software updates from Microsoft Update.
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At no time during the validation process do they request your credit card information.