Do You Understand the New Affordable Health Care Act?

Find out how the new health care laws can make you look like a hero to your employees or your family by providing better benefits while saving money at the same time.

The Pacifica Chamber of Commerce is offering the local business community an opportunity to do just that by hosting two of the same informational seminars on Aug. 21 and Aug. 23, providing everyone the opportunity to become better informed about the New Health Care Laws.

"Don’t assume that just because you have coverage now, that nothing in the new laws applies to you," said Courtney Conlon, CEO for the Pacifica Chamber of Commerce. "By attending these seminars, you will learn about the implementation of the Affordable Care Act and how Covered California can help your business provide health insurance for your employees or family and if the new health care rules can help you get better coverage for less money."

Seating is limited. Reserve your seat today. To register, go to www.pacificachamber.com or call the Chamber at 650-355-4122.

Lunch n’ Learn Educational Seminar

Wednesday, August 21, 2013

11:30 am – 1 pm

Sharp Park Restaurant

Special Guest Speaker: Congresswoman Jackie Speier

Guest Speaker – Wendy L. McLaughlin CLU, ChFC, CASL

Financial Services Professional
Please choose one entree:

1)  Caesar Salad with grilled chicken

2)  Filet of Sole Dore with rice & veggies 

(Includes coffee, tax & tip)

$22 for Chamber members; $27 for non-chamber members

Eggs & Issues Educational Seminar

Friday, August 23, 2013

Nick’s Restaurant

8:00 am – 9:30 am

Guest Speaker – Wendy L. McLaughlin CLU, ChFC, CASL

Financial Services Professional

Family Style Breakfast (includes coffee, tax & tip)

$20 for Chamber members; $25 non-Chamber members

Here are some facts:

·      There will be new ways to get your health coverage and if you qualify for a tax credit or a subsidy you will only get them if you get your coverage through the new “exchange”.

·      No one can be turned down for health insurance after January 1, 2014 so many people who not been able to shop for coverage for years because of preexisting conditions can now get on any plan they want.

·      Many people have dependents on their health insurance. Sometimes they are paying a lot for the dependent coverage. They may be able to get more affordable coverage and a possible tax credit if they go through the exchange.

·      There are new tax credits and subsidies starting in January 2014. Find out if you qualify for any tax credits.  

·      There will be penalties for not having health insurance. Find out what the penalties are.

·      Small business owners have been limited to offering one health insurance company to their employees. With the exchange, they will be able to offer a level of coverage (Platinum, Gold, Silver or Bronze) and different employees can choose different health insurance companies. This is a valuable employee benefit and doesn’t cost the employer any more.

·      Agents have to be certified to set up policies on the exchange. Make sure you’re dealing with an agent who is certified otherwise, they can’t show you all your options.

·      Insurance companies pay agents to help you. You do not pay any more when you use an agent.