Personal Finance 101 - Going back to school with Financial Peace University

School is in session.  

Morning commutes are complicated near school zones, bedtimes are earlier, and homework is on the evening's agenda.  

Since your family is getting into a learning routine, why not spend one night a week in class to improve your personal financial information? 

Financial Peace University is a 13 week comprehensive program that teaches, encourages, and empowers you to change your habits to get out of debt, build wealth and give to others.

The hour-long DVD lesson features Dave Ramsey, a well-known Christian author and radio show host.  (Locally, the call-in show is broadcast on 910 AM from 10-12 each weekday morning). Afterwards, small groups are formed to discuss the lesson's topic.

At Financial Peace University, you will learn the Baby Steps of building a solid financial foundation in your household.  The cost is around $100 for the materials and all members of your household can attend for that one price. You also have lifetime access to any Financial Peace University by bringing in your workbook.

Here is a small sample of each week's subject that includes:

$ The importance of an emergency fund

$ How to communicate with your partner to build a working budget

$ Paying off debt with the Debt Snowball method

$ Insurance as part of a financial plan

$ Finding bargains and negotiating

$ Saving for large purchases

$ Basics of investing

$ Saving for college and retirement

$ Buy & selling a house

$ Creating a career that you love

$ Giving to your favorite organizations

Who should attend Financial Peace University?

*Young couples who want to get on the same page with finances

*Individuals and families that are tired of living paycheck to paycheck

*Single parents that are struggling to make ends meet

*People who are in debt and want to stop the cycle of borrowing

*Families with their teens to start discussing the importance of saving

*Empty nesters who want to learn more to build a solid retirement

*Retirees who want to gain control of their spending to make their money last

*Anybody who wants to improve how they are giving, saving, & spending their money

Local classes

Financial Peace University is starting at many area churches in September & you do not need to be a member of that church to attend (a majority of the participants may not be church members). Search to see location and start dates no matter where you live. 

In the TriValley:

The Fountain Christian Fellowship at 4439 Stoneridge Drive, Suite #100 in Pleasanton, CA starting September 13th.

Cornerstone Fellowship at 348 North Canyons Parkway in Livermore, CA starting September 6th or September 7th.

East Bay Fellowship at 2615 Camino Tassajara in Danville, CA starting on September 11th.

The first class is typically free for you to preview the class and experience the DVD in person. Contact the facilitator for more information. This $100 and 26 hours will be the best investment you make in yourself and your family!

What's stopping you from taking the next step in improving your financial situation?  

Cherie is a certified Dave Ramsey financial counselor (but not affiliated with the Lampo group) and facilitates Financial Peace University at area military bases. She offers Financial Peace University classes for individual families or small groups. You can reach her at cheriestueve@gmail.com for more information about Financial Peace in general or hosting a class in your home or business.