Is your piggy bank looking slender? This may be why.

To see my latest post and some useful urls showing the relative cost of living for various daily expenses compared across the USA, see the blog posted on this subject on my website, www.life-as-planned.com. HEre is an excerpt:

It’s not your imagination. Every items often do cost more here, and it pays to shop around. Especially if your housing cost is typical, that is, exceeding national cost of living averages by as much as by 50%.

Syndicated newspaper columnists publishing personal finance columns often advise would-be savers to cut back on various categories of purchases, to accumulate money for goals.
What makes interesting reading, to glean useful advice for your own situation, is to discern how the amounts spent on various monthly budget line items compare to your actual costs here in California, north of San Francisco.
The cost of living index for San Francisco is about 53% higher than the US average. Oakland is judged to be 45% higher, and Sacramento is estimated to be 12% higher. Higher housing costs explain much of this spread.

To learn more, see https://lifeasplanned.wordpres...

or email me at knemetz@mcclurgcapital.com. I am a certified financial planner, and a FINRA registered advisor, in San Rafael, CA.