Merrill Lynch Advisor Thomas Karn Earns Certified Special Needs Advisor Designation

Carmel, Calif., July 20, 2012 – Merrill Lynch today announced that Financial Advisor Thomas Karn recently earned the Certified Special Needs Advisor (CSNA) designation administered by the Special Needs Financial Services division of the Merrill Lynch Wealth Management group. The designation is awarded to individuals who are trained in providing special needs advice for families of children with disabilities. This offering has an emphasis on the goal of preserving clients’ short-term wealth while developing a long-term strategy for the financial security and the care of family members who have special needs.

The topics a CSNA is trained to fully understand include special needs planning, special needs trusts and trustees, personal and legal concerns facing families of children with disabilities, and building partnerships with special needs attorneys and disability advocates that foster an integrated financial strategy.

Merrill Lynch Global Wealth Management

Merrill Lynch Global Wealth Management is a leading provider of comprehensive wealth management and investment services for individuals and businesses globally. With more than 17,500 Financial Advisors and more than $1.8 trillion in client balances as of March 31, 2012, it is among the largest businesses of its kind in the world. More than two-thirds of Merrill Lynch Global Wealth Management relationships are with clients who have a net worth of $1 million or more. Within Merrill Lynch Global Wealth Management, the Private Banking & Investment Group provides tailored solutions to ultra affluent clients, offering both the intimacy of a boutique and the resources of a premier global financial services company. These clients are served by more than 160 Private Wealth Advisor teams, along with experts in areas such as investment management, concentrated stock management and intergenerational wealth transfer strategies. Merrill Lynch Global Wealth Management is part of Bank of America Corporation.

Merrill Lynch Wealth Management makes available products and services offered by Merrill Lynch, Pierce, Fenner & Smith Incorporated, a registered broker-dealer and member SIPC, and other subsidiaries of Bank of America Corporation.

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